Contra Costa County property record for 415 S 38th St, Richmond, CA 94804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,133 sqft · built 1911 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,723 (2025) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 513-151-030-6 |
| Primary APN | 513-151-030-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,133 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 189 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 5,250 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 415 S 38TH ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94804-3239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PULLMAN TOWNSITE LOTS 23 & 24 BLK 6 |
| Legal Subdivision | PULLMAN TOWNSITE |
| Legal Block | 6 |
| Legal Lot Number | 23,24 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 381000 |
415 S 38th St is owned and occupied by an individual who acquired it in May 2018.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 S 38TH ST, RICHMOND, CA 94804-3239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| May 25, 2018 | Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 1, 2018 |
| Transfer Doc | 0000083084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 415 S 38TH ST, RICHMOND, CA 94804-3239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 415 S 38TH ST, RICHMOND, CA 94804-3239 |
| Document Number | 0000272377 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-272377 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 25, 2018 |
| Property Address | 415 S 38TH ST, RICHMOND, CA 94804-3239 |
| Document Number | 0000083084 |
| Instrument Date | May 1, 2018 |
| Instrument | 83084 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 415 S 38TH ST RICHMOND CA 948043239, RICHMOND, CA 94804-3239 |
| Document Number | 83085 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 83085 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.81% |
| Document Number | 83086, |
|---|---|
| Date | May 25, 2018 |
| Instrument | 83086 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.81% |
The 2025 property tax bill for 415 S 38th St was $2,723.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $35,618 (+2%) Land $17,809 Building $17,809 | |
| 2025 | $2,723.00 | $34,920 Land $17,460 Building $17,460 |
| 2023 | $2,668.00 (+4.5%) | $33,566 Land $16,783 Building $16,783 |
| 2022 | $2,553.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 415 S 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 S 38th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures