Fairfield County property record for 415 Ruff Dr, Lancaster, OH 43130 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,640 sqft · built 1979 |
| Lot Size | 0.201 acres (8,769 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,000 (Jun 2013) |
| Tax Bill | $5,573 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36290-200 |
| Primary APN | 05-36290-200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 648 sqft |
| Finished Basement | 648 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,769 sqft (0.201 acres) |
| Lot Dimensions | 111 ft deep x 79 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 RUFF DR |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-4176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER TRACE ESTATES PART III LOT 173 |
| Legal Subdivision | HUNTER TRACE ESTATES |
| Legal Lot Number | 173 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 31600 |
Source: Fairfield County records · APN 05-36290-200
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 RUFF DR, LANCASTER, OH 43130-4176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2013 · Amount on Record |
| Deed Sale | Jun 25, 2013 · Amount on Record |
| Prior Sale | Nov 02, 2012 · Amount on Record |
| Deed Document Number | 201313496 |
| Deed Book / Page | 1636 / 3028 |
| Last Transfer Date | Apr 12, 2016 |
| Transfer Doc | 0000007259 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 415 RUFF DR, LANCASTER, OH 43130-4176 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 415 RUFF DR, LANCASTER, OH 43130-4176 |
| Document Number | 0000013194 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 202300013194 |
| Name | CME FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fairfield County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,520 (+46%) Land $21,280 Building $69,240 | $258,610 (+46%) Land $60,790 Building $197,820 | |
| 2024 | $5,573.00 (+147.25%) | ||
| 2023 | $2,254.00 Homeowner's exemption | $62,000 (-) Land $11,410 Building $50,590 | |
| 2022 | Homeowner's exemption | $62,000 Land $11,410 Building $50,590 | $177,130 Land $32,600 Building $144,530 |
Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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