415 Rowan Ave, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 415 Rowan Ave, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,406 sqft · built 1947
Lot Size	0.098 acres (4,251 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2025)
Tax Bill	$6,541 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-02331-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`03-02331-0000-00024`
Alternative APNs	`0300466000000654` `030233100024`

Interior

Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	4,251 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0300466000000654
Street Address	415 ROWAN AVE
City	TRENTON
State	NJ
Zip	08610-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	06860-
Legal Subdivision	TOWNSHIP/HAMILTON
Legal Block	2331
Legal Lot Number	24
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2013
Census Tract	2500

Owner

415 Rowan Ave is owned and occupied by two individuals who bought it in July 2025.

Source: Mercer County and Hamilton Township records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 ROWAN AVE, TRENTON, NJ 08610-5715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 21, 2021	Bargain and Sale Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Apr 10, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 28, 2018	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA
Oct 25, 2017	Deed of Trust, Foreclosure COREVEST AMERICAN FIN LENDER L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20253
Deed Book / Page	6596 / 1450
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Jul 10, 2025
Property Address	415 ROWAN AVE, HAMILTON, NJ 08610-5715
Document Number	0000025063
Book / Page	6596 / 1450
Instrument Date	Jun 20, 2025
Instrument	2025025063
Transaction Type	Transfer
Record Updated	Jul 30, 2025
Title Company	TRIDENT LAND TRANSFER CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6829 W SAN MIGUEL AVE, GLENDALE, AZ 85303-5422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 ROWAN AVE, TRENTON, NJ 08610-5715

Mortgage

Document Number	0000025064
Date	Jul 10, 2025
Instrument	2025025064

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Mortgage

Document Number	0000025065
Date	Jul 10, 2025
Book Page	11968/577
Instrument	2025025065

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 30, 2030

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Jun 21, 2021
Property Address	415 ROWAN AVE, HAMILTON, NJ 08610-5715
Document Number	0000037155
Book / Page	6445 / 401
Instrument Date	May 13, 2021
Instrument	2021037155
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CITY ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2014 NOTTINGHILL LN, 2014, HAMILTON, NJ 08619-4028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ROWAN AVE, TRENTON, NJ 08610-5715

Mortgage

Document Number	0000037156
Date	Jun 21, 2021
Instrument	2021037156

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	415 ROWAN AVE, HAMILTON, NJ 08610-5715
Document Number	0000015830
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ROWAN AVE HAMILTON NJ 086105715, HAMILTON, NJ 08610-5715

Mortgage

Document Number	0000015830
Date	Apr 17, 2019
Book Page	011402/001657
Instrument	15830

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Jun 28, 2018
Property Address	415 ROWAN AVE, HAMILTON, NJ 08610-5715
Document Number	0000027144
Book / Page	006331 / 001845
Instrument Date	Jun 11, 2018
Instrument	27144
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	CAPITAL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ROWAN AVE HAMILTON NJ 086105715, HAMILTON, NJ 08610-5715

Mortgage

Document Number	27145
Date	Jun 28, 2018
Book Page	011351/000597
Instrument	27145

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

October 2017: Deed of Trust, Foreclosure

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	415 ROWAN AVE, HAMILTON, NJ 08610-5715
Document Number	0000001175
Book / Page	011321 / 000398
Instrument Date	Oct 25, 2017
Transaction Type	Foreclosure
Record Updated	Jan 17, 2018
Title Company	OS NATIONAL LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1724 S BROAD ST HAMILTON NJ 086106008, HAMILTON, NJ 08610-6008

Mortgage

Document Number	0000001175
Date	Jan 9, 2018
Book Page	011321/000398
Instrument	1175

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 415 Rowan Ave was $6,541, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,400 (-) Land $31,700 Building $144,700	$176,400 (-) Land $31,700 Building $144,700
2025	$6,541.00 (+5.23%)	$176,400 Land $31,700 Building $144,700	$176,400 Land $31,700 Building $144,700
2024	$6,216.00
2023		$176,400 Land $31,700 Building $144,700	$176,400 Land $31,700 Building $144,700
2022	$5,627.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 Rowan Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Rowan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, Xfinity.

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