Delta County property record for 415 Riley Ln, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1955 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jan 2024) |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R011691 |
| Primary APN | R011691 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bungalow |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R011691 |
|---|---|
| Street Address | 415 RILEY LN |
| City | DELTA |
| State | CO |
| Zip | 81416-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 415 RILEY LN DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: MOORE EXEMPT DE TOTAL AC 0.3+- SEC 18 T15S T95W 6PM LOT 3 MOORE EXEMPTION PT SE4SW4 SEC 18 BK 452 PG 1654 (R-359634) BK 694 PG 971 BK 702 PGS 836 & 837 BK 782 PG 172 BK 804 PG 294 BK 18 PG 33 |
| Legal Subdivision | MOORE EXEMPT DE |
| Legal Lot Number | 3 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 964900 |
415 Riley Ln is owned and occupied by two individuals who bought it in January 2024.
Source: Delta County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 RILEY LN, DELTA, CO 81416-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Personal Representative Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit HABITAT FOR HUMANITY OFTHE SAN JUANS |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Nov 30, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on File |
| Deed Sale | Jan 29, 2024 · Amount on File |
| Prior Sale | Nov 30, 2020 · Amount on File |
| Deed Document Number | 2024751050 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 29, 2024 |
| Property Address | 415 RILEY LN, DELTA, CO 81416-2539 |
| Document Number | 0000751050 |
| Map Reference | DOC 358640 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 751050 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 RILEY LN, DELTA, CO 81416-2539 |
| Document Number | 0000751051 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 751051 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 415 RILEY LN, DELTA, CO 81416-2539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000738409 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 738409 |
| Name | HABITAT FOR HUMANITY OFTHE SAN JUANS |
|---|---|
| Type | Non-Lending Institution |
| Address | MONTROSE, CO 81402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 415 RILEY LN, DELTA, CO 81416-2539 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 733055 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 733055 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 30, 2020 |
| Property Address | 415 RILEY LN, DELTA, CO 81416-2539 |
| Document Number | 0000724127 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 724127 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 RILEY LN, 415, DELTA, CO 81416-2539 |
| Name | Verified Name |
|---|---|
| Address | 415 RILEY LN, DELTA, CO 81416-2539 |
| Document Number | 0000724128 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 724128 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Number | 724129 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 724129 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | 82020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 415 Riley Ln was $1,006, up 66.3% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 (+66.28%) | $14,790 (+61.64%) Land $4,313 Building $10,477 | $236,636 Land $69,000 Building $167,636 |
| 2024 | $605.00 (+3.95%) | $9,150 (-) Land $2,388 Building $6,762 | |
| 2023 | $582.00 (+25.16%) | $9,150 (+26.87%) Land $2,388 Building $6,762 | $136,563 (+31.61%) Land $35,644 Building $100,919 |
| 2022 | $465.00 | $7,212 Land $2,780 Building $4,432 | $103,767 Land $40,000 Building $63,767 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Riley Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 Riley Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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