Mobile County property record for 415 Ridgecrest Ct, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,608 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Dec 2024) |
| Tax Bill | $1,647 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808382002031 |
| Primary APN | R022808382002031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 607695 |
|---|---|
| Street Address | 415 RIDGECREST CT |
| City | MOBILE |
| State | AL |
| Zip | 36609-2430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 JACKSON HGTS 5TH UNIT MBK 5 P 613-614 #SEC 38 T4S R2W #MP28 08 38 2 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 38 |
| Legal Subdivision | JACKSON HGTS 5TH |
| Legal Lot Number | 4 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3203 |
415 Ridgecrest Ct is owned and occupied by an individual who bought it in December 2024.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 RIDGECREST CT, MOBILE, AL 36609-2430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Apr 20, 2018 | Deed of Trust, Mortgage MERCHANTS BK |
| Nov 13, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 15, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Aug 3, 2020 · Amount on File |
| Deed Document Number | 202477039 |
| Prior Transfer Date | Jan 20, 2017 |
| Prior Transfer Doc | 0000009039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 415 RIDGECREST CT, MOBILE, AL 36609-2430 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000059783 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 2023059783 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 415 RIDGECREST CT, MOBILE, AL 36609-2430 |
| Document Number | 0000023166 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 160502 MOBILE AL 366161502, MOBILE, AL 36616-1502 |
| Document Number | 0000023166 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 007629/000761 |
| Instrument | 23166 |
| Name | MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36695 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 25, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Nov 13, 2017 |
| Property Address | 415 RIDGECREST CT, MOBILE, AL 36609-2430 |
| Document Number | 0000064181 |
| Book / Page | 007575 / 001168 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 64181 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $73.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 RIDGECREST CT MOBILE AL 366092430, MOBILE, AL 36609-2430 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Feb 15, 2017 |
| Property Address | 415 RIDGECREST CT, MOBILE, AL 36609-2430 |
| Document Number | 0000009039 |
| Book / Page | 007477 / 001741 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 9039 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 415 Ridgecrest Ct was $1,647, up 6.9% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,647.00 (+6.95%) | $27,040 (+12.2%) Land $7,000 Building $20,040 | $135,200 (+12.2%) Land $35,000 Building $100,200 |
| 2024 | $1,540.00 (-1.91%) | $24,100 (-1.95%) Land $7,000 Building $17,100 | $120,500 (-1.95%) Land $35,000 Building $85,500 |
| 2023 | $1,570.00 | $24,580 Land $7,000 Building $17,580 | $122,900 Land $35,000 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Ridgecrest Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 43 (1979–2011) |
| Claims Outside the SFHA | 32 of 43 |
| Most Recent Claim | Oct 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Ridgecrest Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 61% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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