Middletown City property record for 415 Ridge Rd, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,615 sqft · built 1949 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $408,000 (Apr 2025) |
| Tax Bill | $7,948 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:36 L:0147 |
| Primary APN | MTWN M:36 L:0147 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,615 sqft Living Area |
| Gross Area | 3,822 sqft |
| 1st Floor Area | 970 sqft |
| Basement Area | 1,058 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R08254 |
|---|---|
| Street Address | 415 RIDGE RD |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPZ |
| Legal Lot Number | 147 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 542000 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Sep 17, 2025 | Deed of Trust, Mortgage DUTCH POINT CREDIT UNION |
| Jul 16, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Apr 29, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS MORTGAGE COMPANY INC |
| Jun 3, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| May 6, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance LIBERTY BANK |
| Aug 2, 2017 | Warranty Deed, Transfer LIBERTY FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Jun 3, 2021 · Amount on Record |
| Deed Book / Page | 2120 / 216 |
| Last Transfer Date | Jun 30, 2025 |
| Transfer Doc | 002126-515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Jul 6, 2026 |
| Property Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 2153000283 |
| Book / Page | 2153 / 283 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 2153000283, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 2153/283 |
| Name | LOWER LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002131-670 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 2131/670 |
| Name | DUTCH POINT CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Jul 16, 2025 |
| Property Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 002126-515 |
| Book / Page | 2126 / 515 |
| Instrument Date | Jun 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Apr 29, 2025 |
| Property Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 002120-216 |
| Book / Page | 2120 / 216 |
| Instrument Date | Apr 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2025 |
| Title Company | NONE AVILABALE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002120219 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 2120/219 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Jun 3, 2021 |
| Property Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 2008-878 |
| Book / Page | 2008 / 878 |
| Instrument Date | May 28, 2021 |
| Instrument | 3617500002 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 3617510010 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 3617510010 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | May 6, 2020 |
| Property Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 1968-521 |
| Book / Page | 1968 / 521 |
| Instrument Date | May 1, 2020 |
| Instrument | 3529140003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 1968-524 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 1968/524 |
| Instrument | 3529150015 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Aug 2, 2017 |
| Property Address | 415 RIDGE RD, MIDDLETOWN, CT 06457-5230 |
| Document Number | 1900-193 |
| Book / Page | 1900 / 193 |
| Instrument | 3343150002 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.97 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 19000195 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 01900/0195 |
| Name | LIBERTY FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2047 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,948.00 (+4.32%) | $205,860 (-) Land $60,970 Building $144,890 | $394,230 (+173.58%) |
| 2025 | $205,860 (-) Land $60,970 Building $144,890 | $144,102 Land $42,679 Building $101,423 | |
| 2024 | $7,619.00 (+4.51%) | $205,860 (-) Land $60,970 Building $144,890 | |
| 2023 | $7,290.00 (+19.25%) | $205,860 (+38.93%) Land $60,970 Building $144,890 | |
| 2022 | $6,113.00 | $148,180 Land $38,510 Building $109,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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