415 Ridge Crest Cir, Lima, OH 45801 Property Records

Allen County property record for 415 Ridge Crest Cir, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Jul 2021)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2812-02-012.000`

Property Details

APN / Parcel Number

Primary APN	`37-2812-02-012.000`
Alternative APN	`H2737281202012000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,618 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	55 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	415 RIDGE CREST CIR
City	LIMA
State	OH
Zip	45801-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD RIDGE VILLAGE LOT 27591 JOINT TEN FF 58.38
Legal Subdivision	WOOD RIDGE VILLAGE
Legal Lot Number	27591
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2032
Census Tract	11301

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 RIDGE CREST CIR, LIMA, OH 45801-3817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	May 20, 2005 · Amount on Record
Deed Document Number	20219889
Deed Book / Page	2021 / 9889
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	4130003936
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	415 RIDGE CREST CIR, LIMA, OH 45801-3817
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7120009371
Date	Jul 12, 2021
Book Page	2021/9371
Instrument	202107120009371

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 20, 2021
Property Address	415 RIDGE CREST CIR, LIMA, OH 45801-3817
Document Number	7200009889
Book / Page	2021 / 9889
Map Reference	MB 14 PG 231
Instrument Date	Jul 20, 2021
Instrument	202107200009889
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	415 RIDGE CREST CIR, LIMA, OH 45801-3817

Mortgage

Document Number	7200009890
Date	Jul 20, 2021
Instrument	202107200009890

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	415 RIDGE CREST CIR, LIMA, OH 45801-3817
Document Number	0000011813
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RIDGE CREST CIR LIMA OH 458013817, LIMA, OH 45801-3817

Mortgage

Document Number	0000011813
Date	Oct 25, 2017
Instrument	11813

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 24, 2037

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,061.00 (-0.52%)	$70,840 (-) Land $9,660 Building $61,180	$202,400 (-) Land $27,600 Building $174,800
2024	$3,077.00 (+17.94%) Homeowner's exemption	$70,840 (+20.97%) Land $9,660 Building $61,180	$202,400 (+20.98%) Land $27,600 Building $174,800
2023	$2,609.00 (-1.02%) Homeowner's exemption	$58,560 (-) Land $7,980 Building $50,580
2022	$2,636.00 Homeowner's exemption	$58,560 Land $7,980 Building $50,580
2021			$167,300 Land $22,800 Building $144,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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