415 Riddle Rd, Cossayuna, NY 12823 Property Records

Washington County and Greenwich Town property record for 415 Riddle Rd, Cossayuna, NY 12823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,341 sqft · built 1980
Lot Size	4.82 acres (209,959 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Feb 2025)
Tax Bill	$9,458 (2026)
Deeds & Mortgages	Oct 2023 Refinance Feb 2025 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`533489 198.-1-12.3`

Property Details

APN / Parcel Number

Primary APN	`533489 198.-1-12.3`
Alternative APNs	`348919800000010120030000` `885J102300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,341 sqft Living Area
1st Floor Area	2,126 sqft
Upper Floors Area	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	209,959 sqft (4.82 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	550 sqft
Shed	1 Shed
Shed Area	364 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	885J102300
Street Address	415 RIDDLE RD
City	COSSAYUNA
State	NY
Zip	12823-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	12.003
Jurisdiction	WASHINGTON NY
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1021
Census Tract	89000

Owner

415 Riddle Rd is owner-occupied and held in a trust since February 2025.

Source: Washington County and Greenwich Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	415 RIDDLE RD, COSSAYUNA, NY 12823-7703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Feb 25, 2025	Correction Deed · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Deed Document Number	20252025-886
Prior Transfer Date	Sep 10, 2018
Prior Transfer Doc	0039770027
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	415 RIDDLE RD, COSSAYUNA, NY 12823-7703
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000335
Date	Oct 3, 2023
Instrument	2023-4335

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	WASHINGTON NY
Recording Date	Feb 25, 2025
Property Address	415 RIDDLE RD, COSSAYUNA, NY 12823-7703
Document Number	0000000086
Instrument Date	Jan 31, 2025
Instrument	2025-886
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	415 RIDDLE RD, COSSAYUNA, NY 12823-7703

Mortgage

Document Number	0000000091
Date	Feb 25, 2025
Instrument	2025-891

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON NY
Recording Date	Oct 9, 2018
Property Address	415 RIDDLE RD, COSSAYUNA, NY 12823-7703
Document Number	0039770027
Book / Page	003977 / 000027
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RIDDLE RD COSSAYUNA NY 12823, COSSAYUNA, NY 12823

Tax Assessment & Valuation

The 2026 property tax bill for 415 Riddle Rd was $9,458, up 5.1% from the year before.

Source: Washington County and Greenwich Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Greenwich Town
Unified School District	Greenwich Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,458.00 (+5.15%)
2025	$8,995.00	$450,000 (+8.51%) Land $40,800 Building $409,200	$450,000 (+8.51%) Land $40,800 Building $409,200
2024		$414,700 (+13.99%) Land $40,800 Building $373,900	$414,700 (+13.99%) Land $40,800 Building $373,900
2023		$363,800 Land $40,800 Building $323,000	$363,800 Land $40,800 Building $323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Riddle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Riddle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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