415 Reynoldson Rd, Gates, NC 27937 Property Records

Gates County property record for 415 Reynoldson Rd, Gates, NC 27937

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,908 sqft · built 1996
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2025)
Tax Bill	$2,205 (2026)
Deeds & Mortgages	Apr 2009 Line of Credit Jan 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-01203`

Property Details

APN / Parcel Number

Primary APN	`03-01203`
Alternative APNs	`107609` `106500` `11416`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,908 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	460 sqft
Deck Area	252 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	107609
Street Address	415 REYNOLDSON RD
City	GATES
State	NC
Zip	27937-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT HINES PLACE
Legal Subdivision	ROY L HARRELL SURV
Jurisdiction	GATES NC
Township / Civil Division	REYNOLDSON
Census Block Group	1
Census Block	1001
Census Tract	970300

Owner

415 Reynoldson Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Gates County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2009	Deed of Trust, Mortgage · Line of Credit RBC BANK USA
Jan 25, 2005	Deed of Trust, Mortgage · Conventional Mortgage RBC BANK USA
Mar 10, 2006	Deed of Trust, Mortgage SOUTHERN BANK & TRUST CO
Apr 5, 2006	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Dec 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
May 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Mar 24, 1995
Deed Document Number	2025324023
Deed Book / Page	392 / 29
Record Updated	Oct 29, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000276/332
Date	Apr 9, 2009
Book Page	276/332
Instrument	218142

Lender

Name	RBC BANK USA
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 10, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000230/673
Date	Jan 25, 2005
Book Page	230/673
Instrument	208120

Lender

Name	RBC BANK USA
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2020

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000243/608
Date	Mar 10, 2006
Book Page	243/608
Instrument	210834

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	MURFREESBORO, NC 27855

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/393
Date	Apr 5, 2006
Book Page	244/393
Instrument	211009

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	MURFREESBORO, NC 27855

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000289/012
Date	Dec 21, 2010
Book Page	289/012
Instrument	302723

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Lending Institution
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	Oct 30, 2025
Property Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Document Number	0000392/29
Book / Page	392 / 29
Map Reference	MB 145 PG 272
Instrument Date	Oct 30, 2025
Instrument	324023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20291 CLAYTON LN, ZUNI, VA 23898-3311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 REYNOLDSON RD, GATES, NC 27937-9578

Mortgage

Document Number	0000324024
Date	Oct 30, 2025
Instrument	324024

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GATES NC
Recording Date	May 31, 2023
Property Address	415 REYNOLDSON RD, GATES, NC 27937-9578
Document Number	000377/705
Book / Page	377 / 705
Map Reference	MB 145 PG 272
Instrument Date	May 31, 2023
Instrument	321125
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20291 CLAYTON LN, ZUNI, VA 23898-3311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20291 CLAYTON LN, ZUNI, VA 23898-3311

Tax Assessment & Valuation

The 2026 property tax bill for 415 Reynoldson Rd was $2,205, up 0.9% from the year before.

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,205.00 (+0.92%)	$282,954 (-) Land $53,720 Building $229,234	$282,954 (-) Land $53,720 Building $229,234
2025	$2,185.00	$282,954 Land $53,720 Building $229,234	$282,954 Land $53,720 Building $229,234
2023	$2,121.00	$218,038 Land $44,734 Building $173,304	$218,038 Land $44,734 Building $173,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Reynoldson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Reynoldson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Reynoldson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures