415 Reserve Rd, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 415 Reserve Rd, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,251 sqft · built 1956
Lot Size	0.475 acres (20,640 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2025)
Tax Bill	$6,266 (2026)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-090-000`

Property Details

APN / Parcel Number

Primary APN	`34-090-000`
Alternative APNs	`68001530500001009000` `146800 153.05-1-9`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	20,640 sqft (0.475 acres)
Lot Dimensions	258 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34-090-000
Street Address	415 RESERVE RD
City	BUFFALO
State	NY
Zip	14224-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	PART OF FL-413 EBENEZER LAND'S 80 X 258.00
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	1
Census Block	1006
Census Tract	12003

Owner

415 Reserve Rd is owned by two individuals who bought it in January 2025.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 GOODRICH RD, BUFFALO, NY 14218-2805
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	May 29, 2024 · Amount on File
Deed Document Number	20252025019832
Deed Book / Page	11441 / 7544
Prior Transfer Date	May 23, 2024
Prior Transfer Doc	0114316846
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	415 RESERVE RD, BUFFALO, NY 14224-4103
Document Number	0138714749
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RESERVE RD BUFFALO NY 142244103, BUFFALO, NY 14224-4103

Mortgage

Document Number	0138714749
Date	Sep 24, 2018
Book Page	013871/004749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 415 Reserve Rd was $6,266, up 95.3% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,266.00 (+95.32%)
2025	$3,208.00 (-47.6%)	$64,000 (-) Land $11,900 Building $52,100	$266,700 (+4.18%) Land $49,590 Building $217,110
2024	$6,122.00	$64,000 (-) Land $11,900 Building $52,100	$256,000 (+4%) Land $47,600 Building $208,400
2023		$64,000 Land $11,900 Building $52,100	$246,154 Land $45,769 Building $200,385
2019	$5,875.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Reserve Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Reserve Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20