415 Reliance Rd, Middletown, VA 22645 Property Records

Frederick County property record for 415 Reliance Rd, Middletown, VA 22645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1939
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jun 2001)
Tax Bill	$984 (2026)
Deeds & Mortgages	Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`91A-82`

Property Details

APN / Parcel Number

Primary APN	`91A-82`
Alternative APN	`8027004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
Gross Area	2,243 sqft
1st Floor Area	798 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	61,855 sqft (1.42 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	320 sqft
Deck Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8027004
Street Address	415 RELIANCE RD
City	MIDDLETOWN
State	VA
Zip	22645-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.42 ACRES
Legal Subdivision	3
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2016
Census Tract	50700

Owner

415 Reliance Rd is owned and occupied by an individual who acquired it in July 2022.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	415 RELIANCE RD, MIDDLETOWN, VA 22645-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2001 · Amount on File
Deed Sale	Jun 15, 2001 · Amount on File
Deed Book / Page	100 / 7603
Last Transfer Date	Jul 1, 2022
Transfer Doc	0000008990
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Jul 18, 2022
Property Address	415 RELIANCE RD, MIDDLETOWN, VA 22645-1534
Document Number	0000008990
Instrument Date	Jul 1, 2022
Instrument	220008990
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RELIANCE RD, MIDDLETOWN, VA 22645-1534

Mortgage

Document Number	0000008991
Date	Jul 18, 2022
Instrument	220008991

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 415 Reliance Rd was $984, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$984.00 (+10.44%)	$185,620 Land $101,400 Building $84,220	$185,620 Land $101,400 Building $84,220
2025	$891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Reliance Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Reliance Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20