415 Redfish Ct, Emerald Isle, NC 28594 Property Records

Carteret County property record for 415 Redfish Ct, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2015
Lot Size	1.06 acres (46,522 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2015)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5383.05.27.1754000`

Property Details

APN / Parcel Number

Primary APN	`5383.05.27.1754000`
Alternative APNs	`507858` `52551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Heated Area
Gross Area	1,774 sqft
1st Floor Area	90 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	46,522 sqft (1.06 acres)
Lot Dimensions	436 ft deep x 24 ft wide
Porch	Slab
Deck Area	40 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	52551
Street Address	415 REDFISH CT
City	EMERALD ISLE
State	NC
Zip	28594-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BELL COVE ESTATES
Legal Subdivision	BELLE COVE ESTATES
Legal Block	27
Legal Lot Number	10
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2043
Census Tract	970904

Owner

415 Redfish Ct is owned and occupied by two individuals who bought it in July 2015.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 REDFISH CT, EMERALD ISLE, NC 28594-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 19, 2021	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2015 · Amount on File
Deed Sale	Jul 27, 2015 · Amount on File
Deed Document Number	201515089
Deed Book / Page	1515 / 89
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	415 REDFISH CT, EMERALD ISLE, NC 28594-2108
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016050351
Date	Apr 18, 2018
Book Page	1605/351
Instrument	1605351

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	415 REDFISH CT, EMERALD ISLE, NC 28594-2108
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017510299
Date	Dec 28, 2021
Book Page	1751/299
Instrument	1751299

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	415 REDFISH CT, EMERALD ISLE, NC 28594-2108
Document Number	0017050207
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 REDFISH CT EMERALD ISLE NC 285942108, EMERALD ISLE, NC 28594-2108

Mortgage

Document Number	0017050207
Date	Jan 25, 2021
Book Page	001705/000207

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 24, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 415 Redfish Ct was $3,650.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$975,030 (-) Land $465,576 Building $509,454	$975,030 (-) Land $465,576 Building $509,454
2025	$3,650.00	$975,030 Land $465,576 Building $509,454	$975,030 Land $465,576 Building $509,454
2023		$339,126 Land $40,342 Building $298,784	$339,126 Land $40,342 Building $298,784
2022	$1,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Redfish Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Redfish Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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