Henderson County property record for 415 Ray St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 944 sqft · built 1935 |
| Lot Size | 0.121 acres (5,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $13,000 (Dec 2025) |
| Tax Bill | $443 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-4-2-10 |
| Primary APN | 3-4-2-10 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Finished Area |
| Year Built | Built 1935 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,310 sqft (0.121 acres) |
| Lot Dimensions | 118 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 30 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 52738 |
|---|---|
| Street Address | 415 RAY ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20101 |
Source: Henderson County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9548 RIDGEWOOD RD, SPOTTSVILLE, KY 42458-9749 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed, Transfer |
| Oct 27, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Oct 27, 2025 · Amount on Record |
| Deed Document Number | 2025012061 |
| Deed Book / Page | RE687 / 602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Dec 11, 2025 |
| Property Address | 415 RAY ST, HENDERSON, KY 42420-2833 |
| Document Number | 0RE687/602 |
| Book / Page | RE687 / 602 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025012061 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $13.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 723 5TH ST, HENDERSON, KY 42420-3057 |
| Name | Verified Name |
|---|---|
| Address | 9548 RIDGEWOOD RD, SPOTTSVILLE, KY 42458-9749 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Oct 27, 2025 |
| Property Address | 415 RAY ST, HENDERSON, KY 42420-2833 |
| Document Number | 0RE686/626 |
| Book / Page | RE686 / 626 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025010220 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $13.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9548 RIDGEWOOD RD, SPOTTSVILLE, KY 42458-9749 |
| Name | Verified Name |
|---|---|
| Address | 415 RAY ST, HENDERSON, KY 42420-2833 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $443.00 (+0.23%) | $40,000 (-) | $40,000 (-) |
| 2024 | $442.00 (+58.42%) | $40,000 (+6%) | $40,000 (+6%) |
| 2023 | $279.00 (+0.72%) | $25,000 (-) | $25,000 (-) |
| 2022 | $277.00 | $25,000 | $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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