415 Raton Ave, La Junta, CO 81050 Property Records

Otero County property record for 415 Raton Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,180 sqft · built 1895
Lot Size	0.15 acres (6,551 sqft)
Owner	Individual Name on Record
Last Sale	$76,900 (Aug 2018)
Tax Bill	$287 (2025)
Deeds & Mortgages	Feb 2019 Second Mortgage Aug 2018 Sale & Mortgage
APN	`4643-023-28015`

Property Details

APN / Parcel Number

Primary APN	`4643-023-28015`
Alternative APN	`107865`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,551 sqft (0.15 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	107865
Street Address	415 RATON AVE
City	LA JUNTA
State	CO
Zip	81050-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & S 21'8 OF LOT 17 BLK 41 LJ B702 P256 B1012; P382 #600048; MS# 75 BY MIS; RCPTN- BL- LT- SEC- 2 TWN- 24 RNG- 55
Legal Range	55
Legal Township	24
Legal Section	02
Legal Subdivision	LJ (B 30-33,40-41,45-52,56-57
Legal Block	41
Legal Lot Number	16,17
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	3
Census Block	3064
Census Tract	968600

Owner

Source: Otero County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	415 RATON AVE, LA JUNTA, CO 81050-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRIS COUNTY HOUSING & COMMUNITY DEVELOPM
Aug 2, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	652161
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	415 RATON AVE, LA JUNTA, CO 81050-1639
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	653779
Date	Feb 19, 2019
Instrument	653779

Lender

Name	TRIS COUNTY HOUSING & COMMUNITY DEVELOPM
Type	Non-Lending Institution
Address	FOWLER, CO 81039

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 29, 2034

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Aug 2, 2018
Property Address	415 RATON AVE, LA JUNTA, CO 81050-1639
Document Number	0000652161
Instrument Date	Aug 2, 2018
Instrument	652161
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.69
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RATON AVE, LA JUNTA, CO 81050-1639

Mortgage

Document Number	0000652162
Date	Aug 2, 2018
Instrument	652162

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$287.00 (+233.72%)	$4,083 (+215.29%)	$65,325 (-12.11%)
2023	$86.00 (-57.84%)	$1,295 (-57.18%) Land $246 Building $1,049	$74,325 (+70.83%) Land $3,669 Building $70,656
2022	$204.00	$3,024 Land $255 Building $2,769
2021			$43,507 Land $3,669 Building $39,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1990–1999)
Most Recent Claim	May 1999 · Flooding 4/30/99
Claims by Event	Flooding 4/30/99, May 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Viaero Wireless.

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