415 Ranch Rd, Wheaton, IL 60187 Property Records

DuPage County property record for 415 Ranch Rd, Wheaton, IL 60187 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2008
Square Footage	3,451 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Garage	Attached, 552 sqft
Occupancy	Owner Occupied
Tax Bill	$19,370.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-09-213-015`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	3,451 sqft Living Area
Gross Area	5,632 sqft Gross Area
Basement Area	1,629 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	13.5 ft x 7.5 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	552 sqft Garage
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	415 RANCH RD
City	WHEATON
State	IL
Zip	60187-3251
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DURABLE CONST HAWTHORNE RANCHLAND ADD
Legal Subdivision	DURABLE CONST HAWTHORNE RANCHLAND ADD
Legal Lot Number	64
Jurisdiction	DU PAGE IL
Minor Civil Division	MILTON
Census Blockgroup	1
Census Block	1014
Census Tract	841801

Owner

Source: DuPage County records · APN 05-09-213-015

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 RANCH RD, WHEATON, IL 60187-3251
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2018	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) OTTAWA SAVINGS BANK
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	415 RANCH RD, WHEATON, IL 60187-3251
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106931
Date	Nov 16, 2018
Instrument	R2018-106931

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 01, 2023
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	9%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	415 RANCH RD, WHEATON, IL 60187-3251
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138957
Date	Sep 17, 2021
Instrument	R2021-138957

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 01, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,370.00 (+2.14%) Homeowner's exemption	$327,806 (+8.46%) Land $37,883 Building $289,923	$983,418 (+8.46%) Land $113,649 Building $869,769
2024	$18,964.00 (+6.59%)	$302,237 (+14.95%) Land $34,928 Building $267,309	$906,711 (+14.95%) Land $104,784 Building $801,927
2022	$17,792.00 Homeowner's exemption	$262,920 Land $30,380 Building $232,540	$788,760 Land $91,140 Building $697,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Streets

All Wheaton, IL Property Records

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