415 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 415 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	2,120 sqft · built 1928
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$557,000 (Nov 2018)
Tax Bill	$17,328 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-04700-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`16-04700-0000-00021`
Alternative APN	`1600223000000025`

Interior

Building Area	2,120 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	162 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600223000000025
Street Address	415 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X162 IRR
Legal Block	4700
Legal Lot Number	21
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1003
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 PROSPECT ST, NUTLEY, NJ 07110-2257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Nov 26, 2018	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Sep 12, 1984
Deed Document Number	2018101250
Last Transfer Date	Jul 1, 2025
Transfer Doc	0000045174
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	415 PROSPECT ST, NUTLEY, NJ 07110-2257
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PROSPECT ST, NUTLEY, NJ 07110-2257

Mortgage

Document Number	2021105716
Date	Aug 26, 2021
Instrument	2021105716

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 5, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	415 PROSPECT ST, NUTLEY, NJ 07110-2257
Document Number	0000057431
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PROSPECT ST NUTLEY NJ 071102257, NUTLEY, NJ 07110-2257

Mortgage

Document Number	0000057431
Date	Jun 22, 2020
Instrument	57431

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	415 PROSPECT ST, NUTLEY, NJ 07110-2257
Document Number	0000025339
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 PROSPECT ST NUTLEY NJ 071102257, NUTLEY, NJ 07110-2257

Mortgage

Document Number	0000025339
Date	Mar 4, 2020
Instrument	25339

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2035

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 26, 2018
Property Address	415 PROSPECT ST, NUTLEY, NJ 07110-2257
Document Number	0000101250
Instrument Date	Nov 15, 2018
Instrument	101250
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 PROSPECT ST NUTLEY NJ 071102257, NUTLEY, NJ 07110-2257

Mortgage

Document Number	101251
Date	Nov 26, 2018
Instrument	101251

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,400 (+2.87%) Land $256,100 Building $404,300	$660,400 (+2.87%) Land $256,100 Building $404,300
2025	$17,328.00 (+2.55%)	$642,000 (-) Land $237,700 Building $404,300	$642,000 (-) Land $237,700 Building $404,300
2024	$16,897.00 (+17.62%)
2023		$642,000 Land $237,700 Building $404,300	$642,000 Land $237,700 Building $404,300
2022	$14,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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