Rowan County property record for 415 Pinecroft Ln, Spencer, NC 28159 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 18,295 sqft (0.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,500 (2023) |
| Tax Bill | $2,325.00 (2025) |
| Primary APN | 037 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,568 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 18,295 sqft (0.42 acres) |
| Depth X Width | 175 ft x 104 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 415 PINECROFT LN |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1725 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L7 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 50700 |
Source: Rowan County records · APN 037 020
Assessment roll updated August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED MORTGAGE LENDING |
| Aug 28, 2023 | Special Warranty Deed, Transfer · Veterans Administration Mortgage EQUITY PRIME MORTGAGE LLC |
| May 27, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| May 31, 2022 | Warranty Deed, Transfer |
| Apr 12, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Book / Page | 1428 / 720 |
| Prior Transfer Date | May 13, 2022 |
| Prior Transfer Doc | 0014030026 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 09, 2026 |
| Property Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Document Number | 1484000756 |
| Book / Page | 1484 / 756 |
| Instrument Date | Jun 04, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITAL WEST TITLE INC, CAPITAL FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Document Number | 1484000756, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 1484/756 |
| Name | UNITED MORTGAGE LENDING |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 28, 2023 |
| Property Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Document Number | 0014280720 |
| Book / Page | 1428 / 720 |
| Instrument Date | Aug 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Name | Verified Name |
|---|---|
| Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Document Number | 0001428721 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 1428/721 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 27, 2022 |
| Property Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Document Number | 0014030026 |
| Book / Page | 1403 / 26 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 31, 2022 |
| Property Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Document Number | 0014030046 |
| Book / Page | 1403 / 46 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 12, 2022 |
| Property Address | 415 PINECROFT LN, SPENCER, NC 28159-1725 |
| Document Number | 0013990642 |
| Book / Page | 1399 / 642 |
| Instrument Date | Apr 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 RIVIERA DR, SALISBURY, NC 28144-8429 |
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Investor | Possibly a Property Investor |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,325.00 | $205,804 (-) Land $12,375 Building $193,429 | |
| 2023 | $2,325.00 (+1,975.89%) | $205,804 (+2,291.4%) Land $12,375 Building $193,429 | $205,804 (+2,291.4%) Land $12,375 Building $193,429 |
| 2022 | $112.00 | $8,606 Land $8,606 | $8,606 Land $8,606 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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