415 Pine St, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 415 Pine St, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,947 sqft · built 1998
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,927 (2023)
Deeds & Mortgages	Mar 2020 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01014A0010.000000`

Property Details

APN / Parcel Number

Primary APN	`01014A0010.000000`
Alternative APNs	`5507 16 7767` `136821`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,947 sqft Living Area
Gross Area	4,278 sqft
1st Floor Area	2,727 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	160 ft deep x 211 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Patio Area	275 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	136821
Street Address	415 PINE ST
City	HARRISBURG
State	NC
Zip	28075-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 64 & P/O 65 VALHALLA
Legal Subdivision	VALHALLA
Legal Lot Number	64
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2004
Census Tract	42604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 PINE ST, HARRISBURG, NC 28075-9480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 13, 2020
Transfer Doc	14061235
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 16, 2020
Property Address	415 PINE ST, HARRISBURG, NC 28075-9480
Document Number	14061235
Book / Page	014061 / 000235
Instrument Date	Mar 13, 2020
Instrument	8082
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	415 PINE ST HARRISBURG NC 280759480, HARRISBURG, NC 28075-9480

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	415 PINE ST, HARRISBURG, NC 28075-9480
Document Number	12499286
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 PINE ST HARRISBURG NC 280759480, HARRISBURG, NC 28075-9480

Mortgage

Document Number	12499286
Date	May 22, 2017
Book Page	012499/000286
Instrument	12840

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2037

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,580 (-) Land $105,600 Building $402,980
2025		$508,580 (+52.17%) Land $105,600 Building $402,980
2024			$508,580 (+52.17%) Land $105,600 Building $402,980
2023	$3,927.00	$334,210 Land $48,000 Building $286,210	$334,210 Land $48,000 Building $286,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2020–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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