415 Pine Ridge Dr, Front Royal, VA 22630 Property Records

Warren County property record for 415 Pine Ridge Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 2019
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (May 2025)
Tax Bill	$2,423 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15/E/1/1/6`

Property Details

APN / Parcel Number

Primary APN	`15/E/1/1/6`
Alternative APN	`4382`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,826 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Terrain	Rolling
Porch	Slab
Porch Area	258 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4382
Old Parcel Number	15E 1 1 6
Street Address	415 PINE RIDGE DR
City	FRONT ROYAL
State	VA
Zip	22630-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L6 SHEN FARMS MT LAKE SEC 1
Legal Subdivision	SHENANDOAH FARMS SAN DIST
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	2
Census Block	2012
Census Tract	20102

Owner

415 Pine Ridge Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 PINE RIDGE DR, FRONT ROYAL, VA 22630-3245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 30, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jun 8, 2018	Deed, Transfer WFG NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	20251928
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	415 PINE RIDGE DR, FRONT ROYAL, VA 22630-3245
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005232
Date	Dec 11, 2023
Instrument	230005232

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	415 PINE RIDGE DR, FRONT ROYAL, VA 22630-3245
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010858
Date	Dec 22, 2021
Instrument	210010858

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

May 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	May 30, 2019
Property Address	415 PINE RIDGE DR, FRONT ROYAL, VA 22630-3245
Document Number	190002497
Map Reference	MB 132 PG 97
Instrument Date	May 28, 2019
Instrument	190002497
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	415 PINE RIDGE DR, FRONT ROYAL, VA 22630-3245

Mortgage

Document Number	190002498
Date	May 30, 2019
Instrument	190002498

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Jun 8, 2018
Property Address	415 PINE RIDGE DR, FRONT ROYAL, VA 22630-3245
Document Number	180002785
Map Reference	DD 132 PG 97
Instrument Date	Jun 5, 2018
Instrument	180002785
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$16.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 DRY RUN CT, FRONT ROYAL, VA 22630-3863

Tax Assessment & Valuation

The 2026 property tax bill for 415 Pine Ridge Dr was $2,423, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,423.00 (+18.77%)	$425,900 (-) Land $48,400 Building $377,500
2025	$2,040.00 (-40.49%)	$425,900 (+24.24%) Land $48,400 Building $377,500	$425,900 (+24.24%) Land $48,400 Building $377,500
2024	$3,428.00	$342,800 (-) Land $46,000 Building $296,800	$342,800 (-) Land $46,000 Building $296,800
2023		$342,800 Land $46,000 Building $296,800	$342,800 Land $46,000 Building $296,800
2022	$3,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Pine Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Pine Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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