415 Par Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 415 Par Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,040 sqft · built 2020
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$838,284 (Oct 2020)
Tax Bill	$10,060 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23M-54-0891`

Property Details

APN / Parcel Number

Primary APN	`23M-54-0891`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,040 sqft Living Area
Gross Area	4,460 sqft
1st Floor Area	1,128 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	21 sqft
Patio Area	154 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 PAR LN
City	SAINT LOUIS
State	MO
Zip	63122-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	WOODLAWN COUNTRY CLUB GROUNDS LOT 7
Legal Subdivision	WOODLAWN COUNTRY CLUB GROUNDS
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	5
Census Block	5012
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 PAR LN, SAINT LOUIS, MO 63122-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Oct 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Jan 23, 2020	Warranty Deed, Construction Loan · Construction Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Document Number	2020411
Deed Book / Page	24356 / 2493
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	415 PAR LN, SAINT LOUIS, MO 63122-2938
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238310488
Date	Dec 23, 2019
Book Page	23831/488
Instrument	2019122300757

Lender

Name	SIMMONS BANK
Type	Bank
Address	SAINT LOUIS, MO 63126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 1, 2020
Property Address	415 PAR LN, SAINT LOUIS, MO 63122-2938
Document Number	0243562493
Book / Page	24356 / 2493
Map Reference	MB 37 PG 3
Instrument Date	Sep 24, 2020
Instrument	2020100100411
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	SECURITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 PEEKE AVE, 204, KIRKWOOD, MO 63122-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PAR LN, KIRKWOOD, MO 63122-2938

Mortgage

Document Number	2020100100412
Date	Oct 1, 2020
Instrument	2020100100412

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 23, 2020
Property Address	415 PAR LN, SAINT LOUIS, MO 63122-2938
Document Number	0238941183
Book / Page	23894 / 1183
Map Reference	MB 37 PG 3
Instrument Date	Jan 16, 2020
Instrument	2020012300203
Transaction Type	Construction Loan
Record Updated	Dec 13, 2021
Title Company	INSIGHT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 PAR LN, 415, SAINT LOUIS, MO 63122-2938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PEEKE AVE, KIRKWOOD, MO 63122
Investor	Possibly a Property Investor

Mortgage

Document Number	2020012300204
Date	Jan 23, 2020
Instrument	2020012300204

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,430 (-) Land $55,560 Building $122,870	$939,100 (-) Land $292,400 Building $646,700
2025	$10,060.00 (-0.64%)	$178,430 (+10.35%) Land $55,560 Building $122,870	$939,100 (+10.35%) Land $292,400 Building $646,700
2024	$10,125.00 (+1.61%)
2023	$9,965.00 (+1.53%)	$161,690 (+8.49%) Land $39,670 Building $122,020	$851,000 (+8.49%) Land $208,800 Building $642,200
2022	$9,815.00	$149,030 Land $40,810 Building $108,220
2021			$784,400 Land $214,800 Building $569,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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