Collier County property record for 415 Panay Ave, Naples, FL 34113
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft · built 1979 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,530,000 (Apr 2024) |
| Tax Bill | $9,380 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 427000 6366B32 |
| Primary APN | 427000 6366B32 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Pool Area | 544 sqft |
|---|---|
| Deck Area | 1,622 sqft |
| Boat Access | Boat Access |
| Boat House | 275 sqft |
| Street Address | 415 PANAY AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34113-8602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | ISLES OF CAPRI NO 3 LOT 636 OR 1955 PG 1118 |
| Legal Range | 26 |
| Legal Township | 51 |
| Legal Section | 32 |
| Legal Subdivision | ISLES OF CAPRI UNIT 3 |
| Legal Tract | 427000 |
| Legal Block | 1 |
| Legal Lot Number | 636 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10805 |
Source: Collier County records · APN 427000 6366B32
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 PANAY AVE, NAPLES, FL 34113-8602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 10, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 20246539020 |
| Prior Transfer Date | Oct 24, 2016 |
| Prior Transfer Doc | 0053460765 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 30, 2024 |
| Property Address | 415 PANAY AVE, NAPLES, FL 34113-8602 |
| Document Number | 0063541357 |
| Book / Page | 6354 / 1357 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 6539020 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | NAPLES TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 BURDAN DR, POTTSTOWN, PA 19464-4404 |
| Name | Verified Name |
|---|---|
| Address | 415 PANAY AVE, NAPLES, FL 34113-8602 |
| Document Number | 0063541359 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 6354/1359 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Type Change Date | May 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 13.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 13.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 10, 2023 |
| Property Address | 415 PANAY AVE, NAPLES, FL 34113-8602 |
| Document Number | 0062663538 |
| Book / Page | 6266 / 3538 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Jun 06, 2023 |
| Instrument | 6426692 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,895.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 CHESLOCK RD, CANONSBURG, PA 15317-4840 |
| Name | Verified Name |
|---|---|
| Address | 430 BURDAN DR, POTTSTOWN, PA 19464-4404 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,380.00 (-18.58%) | $867,985 (+66.08%) Land $630,060 Building $237,925 | $867,985 (+7.12%) Land $630,060 Building $237,925 |
| 2024 | $11,521.00 (+67.63%) | ||
| 2023 | $6,873.00 (-9.85%) | $522,622 (-0.82%) | $810,282 (-8.9%) Land $663,854 Building $146,428 |
| 2022 | $7,624.00 | $526,933 | $889,446 Land $675,093 Building $214,353 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 539 units insured incl. 274 condo units |
| Nearby Flood Claims | 246 (2008–2025) |
| Most Recent Claim | Jan 2025 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 114 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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