415 Palm Ln, Clermont, FL 34711 Property Records

Lake County property record for 415 Palm Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,102 sqft · built 1958
Lot Size	0.303 acres (13,215 sqft)
Owner	2 Individual Names on File
Last Sale	$407,500 (Mar 2022)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-22-26-0400-000-04500`

Property Details

APN / Parcel Number

Primary APN	`30-22-26-0400-000-04500`
Alternative APNs	`262230040000004500` `1617685`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,102 sqft Living Area
1st Floor Area	2,102 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	13,215 sqft (0.303 acres)
Lot Dimensions	137 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	436 sqft
Deck Area	Deck Area
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1617685
Street Address	415 PALM LN
City	CLERMONT
State	FL
Zip	34711-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CLERMONT CLERMONT HEIGHTS W 137 FT OF LOT 45 PB 4 PG 1 ORB 5926 PG 104
Legal Range	26E
Legal Township	22S
Legal Section	30
Legal Subdivision	CLERMONT CLERMONT HEIGHTS
Legal Tract	0400
Legal Lot Number	45
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1033
Census Tract	31313

Owner

415 Palm Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Lake County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 PALM LN, CLERMONT, FL 34711-3436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 16, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202243427
Deed Book / Page	5926 / 104
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	0044931547
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Sep 18, 2026
Property Address	415 PALM LN, CLERMONT, FL 34711-3436
Document Number	0000115243
Book / Page	6814 / 2175
Instrument Date	Sep 11, 2026
Instrument	2026115243
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PALM LN, CLERMONT, FL 34711-3436

Mortgage

Document Number	0000115243,
Date	Sep 18, 2026
Book Page	6814/2175
Instrument	2026115243

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2046

Interest

Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 29, 2022
Property Address	415 PALM LN, CLERMONT, FL 34711-3436
Document Number	0059260104
Book / Page	5926 / 104
Map Reference	MB 4 PG 1
Instrument Date	Mar 22, 2022
Instrument	2022043427
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,852.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 MAJESTIC BEAUTY AVE, FAIRHOPE, AL 36532-5247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 PALM LN, CLERMONT, FL 34711-3436

Mortgage

Document Number	0005926105
Date	Mar 29, 2022
Instrument	5926/105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	415 PALM LN, CLERMONT, FL 34711-3436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055362256
Date	Sep 3, 2020
Book Page	5536/2256
Instrument	2020097533

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 5, 2020
Property Address	415 PALM LN, CLERMONT, FL 34711-3436
Document Number	0054652255
Book / Page	005465 / 002255
Instrument Date	May 4, 2020
Instrument	50263
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15726 TURKEY FARM RD MINNEOLA FL 347158710, MINNEOLA, FL 34715-8710

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 16, 2018
Property Address	415 PALM LN, CLERMONT, FL 34711-3436
Document Number	0051392382
Book / Page	005139 / 002382
Instrument Date	Jul 9, 2018
Instrument	82085
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	EQUITABLE TITLE/W ORLANDO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 PALM LN CLERMONT FL 347113436, CLERMONT, FL 34711-3436

Mortgage

Document Number	51392384
Date	Jul 16, 2018
Book Page	005139/002384
Instrument	82086

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 415 Palm Ln was $2,440 with a homeowner's exemption, up 1.2% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,100 (+2.9%)	$378,270 (-0.04%) Land $120,000 Building $258,270
2025	$2,440.00 (+1.16%) Homeowner's exemption	$187,660 Land $120,000 Building $67,660	$378,419 Land $120,000 Building $258,419
2024	$2,412.00 (+2.33%)
2023	$2,357.00 (+17.56%) Homeowner's exemption	$177,072 (+13.33%)	$269,042 (+0.06%) Land $40,000 Building $229,042
2022	$2,005.00 Homeowner's exemption	$156,250	$268,893 Land $40,000 Building $228,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Palm Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Palm Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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