Bergen County and Cliffside Park Borough property record for 415 Oncrest Ter, Cliffside Park, NJ 07010
| Property Type | Single Family Home |
|---|---|
| Details | 3,158 sqft · built 1955 |
| Lot Size | 18.2 acres (792,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Jul 2004) |
| Tax Bill | $17,714 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01301-0000-00025 |
| Primary APN | 06-01301-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,158 sqft Living Area |
| 1st Floor Area | 3,158 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 792,975 sqft |
| Lot Dimensions | 741 ft deep x 107 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 1320004 |
|---|---|
| Street Address | 415 ONCREST TER |
| City | CLIFFSIDE PARK |
| State | NJ |
| Zip | 07010-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 107X741RR 1LT |
| Legal Block | 1301 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLIFFSIDE PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6302 |
Source: Bergen County and Cliffside Park Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2004 · Amount on Record |
| Deed Sale | Jul 29, 2004 · Amount on Record |
| Deed Book / Page | 8708 / 994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 415 ONCREST TER, CLIFFSIDE PARK, NJ 07010-2814 |
| Document Number | 0035700214 |
| Instrument Date | Mar 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 ONCREST TER CLIFFSIDE PARK NJ 070102814, CLIFFSIDE PARK, NJ 07010-2814 |
| Document Number | 0035700214 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 003570/000214 |
| Instrument | 20039185 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 14, 2035 |
Source: Bergen County and Cliffside Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cliffside Park Borough |
| Unified School District | Cliffside Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,600 (-) Land $279,200 Building $345,400 | $624,600 (-) Land $279,200 Building $345,400 | |
| 2025 | $17,714.00 (+2.91%) | $624,600 (-) Land $279,200 Building $345,400 | $624,600 (-) Land $279,200 Building $345,400 |
| 2024 | $17,213.00 (+7.45%) | ||
| 2023 | $624,600 Land $279,200 Building $345,400 | $624,600 Land $279,200 Building $345,400 | |
| 2022 | $16,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,048 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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