Okaloosa County property record for 415 Olde Post Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,069 sqft · built 1981 |
| Lot Size | 0.321 acres (14,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,000 (Oct 2025) |
| Tax Bill | $4,395 (2025) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-7598-3 |
| Primary APN | C56-000-596-7598-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,069 sqft Heated Area |
| Gross Area | 2,690 sqft |
| 1st Floor Area | 2,069 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,004 sqft (0.321 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Porch | Open Porch |
| Porch Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 415 OLDE POST RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINTREE EST LOT 2 BLK 7 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | RAINTREE ESTATES UNIT 1 |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21001 |
Source: Okaloosa County records · APN C56-000-596-7598-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | HAMPTON COMPANY ARDE, NICEVILLE, FL 32578 |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Apr 07, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK |
| Oct 28, 2025 | Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Deed Document Number | 3780659 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 415 OLDE POST RD, NICEVILLE, FL 32578-3905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 OLDE POST RD, NICEVILLE, FL 32578-3905 |
| Document Number | 0035371812 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 3537/1812 |
| Instrument | 3444029 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 854 Months |
| Due | Jun 05, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Type Change Date | May 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 09, 2026 |
| Property Address | 415 OLDE POST RD, NICEVILLE, FL 32578-3905 |
| Document Number | 0003802962 |
| Map Reference | MB 5 PG 81-85 |
| Instrument Date | Mar 06, 2026 |
| Instrument | 3802962 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 HAMPTON CIR, NICEVILLE, FL 32578-3936 |
| Name | Verified Name |
|---|---|
| Address | 1219 OAKMONT DR, NICEVILLE, FL 32578-4341 |
| Document Number | 0003802963 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 3802963 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 28, 2025 |
| Property Address | 415 OLDE POST RD, NICEVILLE, FL 32578-3905 |
| Document Number | 0003780659 |
| Map Reference | MB 5 PG 81-84 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 3780659 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1408 KATHY ANN WAY E, CARROLLTON, VA 23314-2452 |
| Name | Verified Name |
|---|---|
| Address | HAMPTON COMPANY ARDE, NICEVILLE, FL 32578 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,395.00 (+112.63%) | $372,929 (+75.73%) Land $151,711 Building $221,218 | $372,929 (+2.41%) Land $151,711 Building $221,218 |
| 2023 | $2,067.00 (+2.73%) Homeowner's exemption | $212,212 (+3%) | $364,144 (+8.25%) Land $140,251 Building $223,893 |
| 2022 | $2,012.00 Homeowner's exemption | $206,031 | $336,394 Land $133,572 Building $202,822 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
Based on FCC filings for 45 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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