415 Okemos St, Mason, MI 48854 Property Records

Ingham County property record for 415 Okemos St, Mason, MI 48854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 976 sqft · built 1944
Lot Size	0.653 acres (28,445 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Apr 2025)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-19-10-04-303-018`

Property Details

APN / Parcel Number

Primary APN	`33-19-10-04-303-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Basement Area	872 sqft
Finished Basement	976 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,445 sqft (0.653 acres)
Lot Dimensions	198 ft deep x 46.8 ft wide
Garage Type	Detached
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	415 OKEMOS ST
City	MASON
State	MI
Zip	48854-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	BEG AT PT 6.5 RDS W & 5 RDS NELY OF SE COR LOT 20, SWLY 5 RDS, W 5.,5 RD, NELY 10 RDS TO PT 12 RDS NWLY & 6.5 RDS NELY FR SE
Legal Range	01W
Legal Township	02N
Legal Section	04
Legal Subdivision	ASSESSORS PLAT
Legal Lot Number	20
Legal Unit	20
Jurisdiction	INGHAM MI
Township / Civil Division	MASON
Census Block Group	5
Census Block	5001
Census Tract	6301

Owner

415 Okemos St is owned and occupied by an individual who bought it in April 2025.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	28030 PONTIAC TRL, SOUTH LYON, MI 48178-9239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 21, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	202511545
Prior Transfer Date	Dec 8, 2006
Prior Transfer Doc	0000010995
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	415 OKEMOS ST, MASON, MI 48854-1220
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 OKEMOS ST, MASON, MI 48854-1220

Mortgage

Document Number	0000002957
Date	Feb 6, 2026
Instrument	2026-002957

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	415 OKEMOS ST, MASON, MI 48854-1220
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022459
Date	May 18, 2021
Instrument	2021-022459

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	May 21, 2018
Property Address	415 OKEMOS ST, MASON, MI 48854-1220
Document Number	0000018795
Instrument Date	May 15, 2018
Instrument	2018-018795
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 CAROM CIR, MASON, MI 48854-9374

Mortgage

Document Number	0000018796
Date	May 21, 2018
Instrument	2018-018796

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 415 Okemos St was $3,401 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Mason City
Unified School District	Mason Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,830 (+21.51%) Land $17,500 Building $59,330	$153,660 (+21.51%) Land $35,000 Building $118,660
2025	$3,401.00 Homeowner's exemption	$63,230 Land $17,190 Building $46,040	$126,460 Land $34,380 Building $92,080
2023		$56,190 Land $15,160 Building $41,030	$112,380 Land $30,320 Building $82,060
2021	$2,791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Okemos St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Okemos St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MASON serves 8,252 people · EPA ID MI0004170
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb
Copper	1.39 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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