415 Ocean Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 415 Ocean Ave, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,888 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$1,937,500 (Oct 2013)
Tax Bill	$25,093 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WLLS M:109 L:166`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:109 L:166`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,888 sqft Living Area
Gross Area	6,036 sqft
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	415 OCEAN AVE
City	WELLS
State	ME
Zip	04090-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	OGUNQUIT RIVER, LLC
Legal Lot Number	166
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1019
Census Tract	34005

Owner

Source: York County and Wells Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 526, OGUNQUIT, ME 03907-0526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Jun 25, 2018	Deed of Trust, Mortgage SACO & BIDDEFORD SAVS
May 31, 2017	Warranty Deed, Transfer KENNEBUNK SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2013 · Amount on Record
Deed Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	201353238
Deed Book / Page	16721 / 540
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	415 OCEAN AVE, WELLS, ME 04090-3715
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188140618
Date	Sep 24, 2021
Book Page	18814/618
Instrument	2021056384

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	415 OCEAN AVE, WELLS, ME 04090-3715
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177390744
Date	Jun 25, 2018
Book Page	17739/0744
Instrument	2018023456

Lender

Name	SACO & BIDDEFORD SAVS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	May 31, 2017
Property Address	415 OCEAN AVE, WELLS, ME 04090-3715
Document Number	0174820197
Book / Page	017482 / 000197
Instrument Date	May 26, 2017
Instrument	19883
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SHEARWATER DR PORTSMOUTH NH 038013351, PORTSMOUTH, NH 03801-3351

Mortgage

Document Number	174820198
Date	May 31, 2017
Book Page	017482/000198
Instrument	19884

Lender

Name	KENNEBUNK SVGS BK
Type	Federal Savings Bank
Address	KENNEBUNK, ME 04043

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,093.00 (+6.25%)	$3,884,440 (-) Land $2,540,160 Building $1,344,280
2024	$23,617.00 (+2.01%)	$3,884,440 (-) Land $2,540,160 Building $1,344,280
2023	$23,151.00 (-3.56%)	$3,884,440 (+69.26%) Land $2,540,160 Building $1,344,280	$2,961,720
2022	$24,006.00	$2,295,000 Land $1,375,150 Building $919,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 204 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	227 units insured incl. 23 condo units
Nearby Flood Claims	42 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 23 claims Severe Storm And Flooding, Dec 2022 · 11 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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