Madison County property record for 415 Oak St, Richmond, KY 40475
| Property Type | Other Improved |
|---|---|
| Details | 4,570 sqft |
| Owner | Trust Name on File |
| Last Sale | $270,000 (Oct 2013) |
| Tax Bill | $2,753 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R006-0009-0020 |
| Primary APN | R006-0009-0020 |
|---|---|
| Alternative APNs |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,570 sqft Total Area |
| Exterior Material | Brick Veneer |
|---|
| Account Number | 75074 |
|---|---|
| Street Address | 415 OAK ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1373 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10602 |
415 Oak St is owner-occupied and held in a trust since October 2013.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 1776, RICHMOND, KY 40476-1776 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on File |
| Deed Sale | Oct 1, 2013 · Amount on File |
| Deed Document Number | 0000696477 |
| Prior Transfer Date | Apr 6, 2011 |
| Prior Transfer Doc | 458517 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 415 Oak St was $2,753 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 Additional exemption filed | $292,000 | $292,000 |
| 2023 | $2,619.00 (-0.3%) | $270,000 (-) | $270,000 (-) |
| 2022 | $2,627.00 | $270,000 | $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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