Escambia County property record for 415 Oak Leaf Ct, Pensacola, FL 32514
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,629 sqft · built 1998 |
| Lot Size | 0.138 acres (6,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (Nov 2011) |
| Tax Bill | $1,138 (2024) |
| Deeds & Mortgages | Aug 2022 Transfer Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-30-4250-170-001 |
| Primary APN | 17-1S-30-4250-170-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,129 sqft |
| 1st Floor Area | 1,629 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,003 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 144 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22491534 |
|---|---|
| Street Address | 415 OAK LEAF CT |
| City | PENSACOLA |
| State | FL |
| Zip | 32514-7227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LT 17 BLK A CHARTER OAKS UNIT 5 PB 15 P 30/30A OR 6791 P 76 OR 8840 P 1911 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | CHARTER OAKS UNIT 5 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3505 |
415 Oak Leaf Ct is owned and occupied by two individuals who acquired it in August 2022.
Source: Escambia County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 TRANQUILITY LN, DESTIN, FL 32541-4785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2011 · Amount on File |
| Deed Sale | Nov 29, 2011 · Amount on File |
| Prior Sale | Mar 3, 2003 · Amount on File |
| Deed Document Number | 201184411 |
| Deed Book / Page | 6791 / 76 |
| Last Transfer Date | Aug 8, 2022 |
| Transfer Doc | 0088401911 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 415 OAK LEAF CT, PENSACOLA, FL 32514-7227 |
| Document Number | 0088401911 |
| Book / Page | 8840 / 1911 |
| Map Reference | MB 15 PG 30 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022082806 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 OAK LEAF CT, 415, PENSACOLA, FL 32514-7227 |
| Name | Verified Name |
|---|---|
| Address | 116 TRANQUILITY LN, DESTIN, FL 32541-4785 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 415 OAK LEAF CT, PENSACOLA, FL 32514-7227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0087431295 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 8743/1295 |
| Instrument | 2022027354 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,437 | $225,114 Land $35,000 Building $190,114 | |
| 2024 | $1,138.00 (+1.34%) | ||
| 2023 | $1,123.00 (+3.12%) Homeowner's exemption | $115,522 (+3%) | $210,400 (+15.32%) Land $35,000 Building $175,400 |
| 2022 | $1,089.00 Homeowner's exemption | $112,158 | $182,443 Land $24,000 Building $158,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Oak Leaf Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1979–2014) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Oak Leaf Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: REV, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures