415 NW 2nd St, Galva, IL 61434 Property Records

Henry County property record for 415 NW 2nd St, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,617 sqft · built 1923
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2022)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-454-001`

Property Details

APN / Parcel Number

Primary APN	`24-28-454-001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft
Basement Area	1,617 sqft
Unfinished Basement	1,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	132 ft deep x 176 ft wide
Garage Type	Carport
Garage Area	117 sqft
Carport	Carport
Carport Area	117 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	415 NW 2ND ST
City	GALVA
State	IL
Zip	61434-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK 22 ORIGINAL TOWN CITY OF GALVA
Legal Subdivision	ORIGINAL TOWN CITY OF GALVA
Legal Block	22
Legal Lot Number	2,3
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	2
Census Block	2033
Census Tract	31100

Owner

Source: Henry County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 NW 2ND ST, GALVA, IL 61434-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	20226341
Prior Transfer Date	Dec 7, 2015
Prior Transfer Doc	0000007389
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Oct 31, 2022
Property Address	415 NW 2ND ST, GALVA, IL 61434-1213
Document Number	0000006341
Instrument Date	Oct 25, 2022
Instrument	20-2206341
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 NW 2ND ST, GALVA, IL 61434-1213

Mortgage

Document Number	0000006342
Date	Oct 31, 2022
Instrument	20-2206342

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate	6.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	415 NW 2ND ST, GALVA, IL 61434-1213
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002392
Date	Apr 19, 2021
Instrument	20-2102392

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.3%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,360.00 (+3.59%) Homeowner's exemption	$61,394 (+5.4%) Land $6,849 Building $54,545	$184,182 (+5.4%) Land $20,547 Building $163,635
2024	$5,174.00 (+49.02%)	$58,248 (+30.24%) Land $6,498 Building $51,750	$174,744 (+30.24%) Land $19,494 Building $155,250
2022		$44,724 Land $5,605 Building $39,119	$134,172 Land $16,815 Building $117,357
2021	$3,472.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Co-operative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Cambridge TelCom.

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