415 Newcomer Ln, Windber, PA 15963 Property Records

Somerset County property record for 415 Newcomer Ln, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,503 sqft · built 1975
Lot Size	4.2 acres (182,952 sqft)
Owner	Individual Name on File
Last Sale	$661 (Dec 2022)
Tax Bill	$2,713 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S32-009-047-000`

Property Details

APN / Parcel Number

Primary APN	`S32-009-047-000`
Alternative APNs	`S32-009-047-00` `320004420`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,503 sqft Living Area
1st Floor Area	2,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	182,952 sqft (4.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	320004420
Street Address	415 NEWCOMER LN
City	WINDBER
State	PA
Zip	15963-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.20 A 1 STY MET & FR HO GAR
Jurisdiction	SOMERSET PA
Township / Civil Division	OGLE
Census Block Group	4
Census Block	4009
Census Tract	20200

Owner

415 Newcomer Ln is owned and occupied by an individual who bought it in December 2022.

Source: Somerset County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	415 NEWCOMER LN, WINDBER, PA 15963-3316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL
Nov 8, 2021	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 12, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Dec 12, 2018 · Amount on File
Deed Document Number	20229513
Deed Book / Page	2993 / 839
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Recording Date	Sep 10, 2026
Property Address	415 NEWCOMER LN, WINDBER, PA 15963-3316
Document Number	0000006702
Book / Page	3213 / 541
Instrument Date	Aug 21, 2026
Instrument	20266702
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 NEWCOMER LN, WINDBER, PA 15963-3316

Mortgage

Document Number	0000006702,
Date	Sep 10, 2026
Book Page	3213/541
Instrument	20266702

Lender

Name	FIRST NATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Aug 21, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	415 NEWCOMER LN, WINDBER, PA 15963-3316
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 NEWCOMER LN 5, 5, WINDBER, PA 15963

Mortgage

Document Number	2921/1079
Date	Nov 8, 2021
Book Page	2921/1079
Instrument	2021009513

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Amount	Amount on Record
Term	146 Months
Due	Jan 22, 2034

Interest

Rate Type	Adjustable Rate

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SOMERSET PA
Recording Date	Dec 12, 2018
Property Address	415 NEWCOMER LN, WINDBER, PA 15963-3316
Document Number	2729/0161
Book / Page	2729 / 0161
Instrument Date	Dec 10, 2018
Instrument	2018009296
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 NEWCOMER LN, WINDBER, PA 15963-3316

Mortgage

Document Number	2018009297
Date	Dec 12, 2018
Instrument	2018009297

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 415 Newcomer Ln was $2,713 with a homeowner's exemption.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Ogle Township
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,713.00 Homeowner's exemption	$45,060
2024	$2,495.00 (+6.99%)	$45,060 (-)
2023	$2,332.00	$45,060
1998			$90,100 Land $14,090 Building $76,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Newcomer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Newcomer Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Newcomer Ln

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