415 New Hope Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 415 New Hope Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,453 sqft · built 2006
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024B 006`

Property Details

APN / Parcel Number

Primary APN	`024B 006`
Alternative APN	`531240`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,453 sqft Heated Area
Basement Area	2,447 sqft
Unfinished Basement	2,447 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	248 sqft
Canopy	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	531240
Old Parcel Number	024B 006
Street Address	415 NEW HOPE RD
City	TOCCOA
State	GA
Zip	30577-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 2 NEW HOPE RD
Legal Subdivision	TRACT 2
Legal Tract	2
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	1
Census Block	1026
Census Tract	970401

Owner

415 New Hope Rd is owned and occupied by two individuals who acquired it in October 2024.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 NEW HOPE RD, TOCCOA, GA 30577-3747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit OCONEE FEDERAL SAVINGS AND LOAN
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage RABUN COUNTY BANK
Sep 23, 2022	Limited Warranty Deed, Transfer
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024
Deed Sale	Oct 2, 2024
Prior Sale	Oct 21, 2005 · Amount on File
Deed Document Number	0001310372
Deed Book / Page	1310 / 372
Prior Transfer Date	Sep 23, 2022
Prior Transfer Doc	2022-001383
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	415 NEW HOPE RD, TOCCOA, GA 30577-3747
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 NEW HOPE RD, TOCCOA, GA 30577-3747

Mortgage

Document Number	0013060000000275
Date	Aug 10, 2022
Book Page	0000001306/0000000275

Lender

Name	OCONEE FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	415 NEW HOPE RD, TOCCOA, GA 30577-3747
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 NEW HOPE RD, TOCCOA, GA 30577-3747

Mortgage

Document Number	0013100000000374
Date	Sep 28, 2022
Book Page	0000001310/0000000374

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 23, 2022
Property Address	415 NEW HOPE RD, TOCCOA, GA 30577-3747
Document Number	0013100372
Book / Page	1310 / 372
Instrument Date	Sep 23, 2022
Instrument	2022-001383
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 OTIS SKELTON RD, ROYSTON, GA 30662-7707

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	415 NEW HOPE RD, TOCCOA, GA 30577-3747
Document Number	0012220218
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 NEW HOPE RD TOCCOA GA 305773747, TOCCOA, GA 30577-3747

Mortgage

Document Number	0012220218
Date	Sep 9, 2020
Book Page	001222/000218

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	115 E NORTH 2ND ST, SENECA, SC 29678-3201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 415 New Hope Rd was $3,074 with exemptions applied.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 Homeowner's exemption Senior Citizen's exemption	$169,699 Land $8,984 Building $160,715	$424,248 Land $22,460 Building $401,788
2023	$2,455.00 (-22.87%) Homeowner's exemption	$117,354 (+9.74%) Land $8,984 Building $108,370	$293,386 (+9.74%) Land $22,460 Building $270,926
2022	$3,183.00 Homeowner's exemption	$106,942 Land $8,984 Building $97,958	$267,356 Land $22,460 Building $244,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 New Hope Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 New Hope Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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