415 N Washington St, Everson, WA 98247 Property Records

Whatcom County property record for 415 N Washington St, Everson, WA 98247

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,487 sqft · built 1976
Lot Size0.16 acres (6,978 sqft)
OwnerIndividual Name on File
Last Sale$452,000 (Oct 2023)
Tax Bill$3,661 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN490930

Property Details

APN / Parcel Number

Primary APN490930
Alternative APNs
  • 400430 235103 0000
  • 139499
  • 604062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,487 sqft Living Area
1st Floor Area1,487 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleOther
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area6,978 sqft (0.16 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
Patio Area154 sqft
Storage Building72 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number490930
Street Address415 N WASHINGTON ST
CityEVERSON
StateWA
Zip98247-9300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionEAST EVERSON LOTS 9-10 BLK 4-EXC PTN TO CITY OF EVERSON FOR STREET DESC AF 920630010
Legal Range04
Legal Township40
Legal Section30
Legal SubdivisionEAST EVERSON
Legal Block4
Legal Lot Number9 10
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group2
Census Block2015
Census Tract10202

Owner

415 N Washington St is owned and occupied by an individual who bought it in October 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address415 N WASHINGTON ST, EVERSON, WA 98247-9300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2023 · Amount on File
Deed SaleOct 10, 2023 · Amount on File
Prior SaleSep 15, 2011 · Amount on File
Deed Document Number2023-1000544
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 10, 2023
Property Address415 N WASHINGTON ST, EVERSON, WA 98247-9300
Document Number0001000544
Map ReferenceMB 5 PG 35
Instrument DateOct 4, 2023
Instrument2023-1000544
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,237.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 N WASHINGTON ST, EVERSON, WA 98247-9300

Mortgage

Document Number0001000545
DateOct 10, 2023
Instrument2023-1000545
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 415 N Washington St was $3,661, up 4.2% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityEverson City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,661.00 (+4.21%)$397,809 (+4.19%) Land $169,290 Building $228,519$397,809 (+4.19%) Land $169,290 Building $228,519
2024$3,513.00$381,801 Land $137,744 Building $244,057$381,801 Land $137,744 Building $244,057
2022$343,971 Land $124,096 Building $219,875$343,971 Land $124,096 Building $219,875
2021$2,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 N Washington St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 126 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies131 units insured
incl. 5 condo units
Nearby Flood Claims123 (2020–2025)
Claims Outside the SFHA6 of 123
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EVERSON
serves 3,893 people · EPA ID WA5324200
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on N Washington St

Nearby Streets

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