415 N Washington Ave, Thayer, IL 62689 Property Records

Sangamon County property record for 415 N Washington Ave, Thayer, IL 62689

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2024)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`34-28.0-426-003`

Property Details

APN / Parcel Number

Primary APN	`34-28.0-426-003`
Alternative APN	`34280426003 (CHECK DIGIT = 8)`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	34280426003
Street Address	415 N WASHINGTON AVE
City	THAYER
State	IL
Zip	62689-1083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	200' STRIP PT. S 1/2 NE SE 1/4 28-13-6
Legal Range	06
Legal Township	13
Legal Section	28
Jurisdiction	SANGAMON IL
Township / Civil Division	AUBURN
Census Block Group	4
Census Block	4024
Census Tract	3400

Owner

Source: Sangamon County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 N WASHINGTON AVE, THAYER, IL 62689-1083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Apr 27, 2023	Intrafamily Transfer, Transfer
Nov 9, 2022	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Dec 10, 2019	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL CO
Apr 2, 2019	Warranty Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20249446
Prior Transfer Date	Apr 27, 2023
Prior Transfer Doc	2023R06878
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	415 N WASHINGTON AVE, THAYER, IL 62689-1083
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R01652
Date	Jan 30, 2026
Instrument	2026R01652

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.38%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Apr 27, 2023
Property Address	415 N WASHINGTON AVE, THAYER, IL 62689-1083
Document Number	2023R06878
Instrument Date	Apr 6, 2023
Instrument	2023R06878
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321, THAYER, IL 62689-0321

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	415 N WASHINGTON AVE, THAYER, IL 62689-1083
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R23918
Date	Nov 9, 2022
Instrument	2022R23918

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	415 N WASHINGTON AVE, THAYER, IL 62689-1083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R27244
Date	Dec 10, 2019
Instrument	2019R27244

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 2, 2019
Property Address	415 N WASHINGTON AVE, THAYER, IL 62689-1083
Document Number	2019R05603
Instrument Date	Mar 29, 2019
Instrument	2019R05603
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 CARL ST, 8, RIVERTON, IL 62561-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321, THAYER, IL 62689-0321

Mortgage

Document Number	2019R05604
Date	Apr 2, 2019
Instrument	2019R05604

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Auburn Township
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (-10.49%) Homeowner's exemption	$61,956 (+6%) Land $4,185 Building $57,771	$185,868 (+6%) Land $12,555 Building $173,313
2024	$4,463.00	$58,449 (+15.5%) Land $3,948 Building $54,501	$175,347 (+15.5%) Land $11,844 Building $163,503
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$50,607 Land $3,418 Building $47,189	$151,821 Land $10,254 Building $141,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1994–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN serves 4,574 people · EPA ID IL1670050
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Computer Techniques Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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