Iroquois County property record for 415 N Walnut St, Onarga, IL 60955
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.145 acres (6,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,500 (Apr 2022) |
| Tax Bill | $1,043 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23 19 128 001 |
| Primary APN | 23 19 128 001 |
|---|
| Lot Area | 6,321 sqft (0.145 acres) |
|---|
| Street Address | 415 N WALNUT ST |
|---|---|
| City | ONARGA |
| State | IL |
| Zip | 60955-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 80' LT 1 BLK 4 |
| Legal Subdivision | ONARGA |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | ONARGA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 950600 |
Source: Iroquois County records · APN 23 19 128 001
Assessment roll updated July 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 N WALNUT ST, ONARGA, IL 60955-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PROSPECT BANK |
| Apr 14, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Deed Document Number | 20221349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 415 N WALNUT ST, ONARGA, IL 60955-1139 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 415 N WALNUT ST, ONARGA, IL 60955-1139 |
| Document Number | 00023R1981 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 23R1981 |
| Name | PROSPECT BANK |
|---|---|
| Type | Bank |
| Address | PARIS, IL 61944 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Aug 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 8.37% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Apr 14, 2022 |
| Property Address | 415 N WALNUT ST, ONARGA, IL 60955-1139 |
| Document Number | 00022R1349 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 22R1349 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 998 E 1500 NORTH RD, ONARGA, IL 60955-7506 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 N WALNUT ST, ONARGA, IL 60955-1139 |
Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Onarga Township |
| Municipality | Onarga Village |
| Unified School District | Iroquois West Community Unit School District 10 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,043.00 (+52.49%) | $18,040 (+26.6%) Land $1,500 Building $16,540 | $54,120 (+26.6%) Land $4,500 Building $49,620 |
| 2022 | $684.00 Homeowner's exemption | $14,250 Land $1,190 Building $13,060 | $42,750 Land $3,570 Building $39,180 |
Source: FEMA National Flood Hazard Layer as of August 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 19 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONARGA serves 1,409 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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