St. Louis County property record for 415 N Ugstad Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1952 |
| Lot Size | 0.212 acres (9,268 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,404 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0083-00255 |
| Primary APN | 185-0083-00255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Gross Area |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,268 sqft (0.212 acres) |
| Garage Area | 440 sqft |
| Deck Area | 12 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1106694 |
|---|---|
| Street Address | 415 N UGSTAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 8 FT OF LOT 5 AND ALL OF LOT 6 SERIAL # |
| Legal Subdivision | GLENDALE PROCTOR |
| Legal Block | 2 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0083-00255
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 N UGSTAD RD, DULUTH, MN 55810-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU |
| Apr 01, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 02, 2022 |
| Transfer Doc | 0001058817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 415 N UGSTAD RD, DULUTH, MN 55810-1829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001072483 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 1072483 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | PAYNE, OH 45880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 18, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 01, 2021 |
| Property Address | 415 N UGSTAD RD, DULUTH, MN 55810-1829 |
| Document Number | 0001038644 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 1038644 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 415 N UGSTAD RD, PROCTOR, MN 55810-1829 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,404.00 (+1.09%) Homeowner's exemption | ||
| 2025 | $2,378.00 (+7.21%) Homeowner's exemption | $178,300 (-0.45%) Land $19,700 Building $158,600 | $178,300 (-0.45%) Land $19,700 Building $158,600 |
| 2024 | $2,218.00 | $179,100 (+30.35%) Land $17,100 Building $162,000 | $179,100 (+30.35%) Land $17,100 Building $162,000 |
| 2022 | $137,400 Land $12,900 Building $124,500 | $137,400 Land $12,900 Building $124,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Proctor serves 3,099 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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