415 N State St, Belvidere, IL 61008 Property Records

Boone County property record for 415 N State St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1945
Lot Size	0.183 acres (7,986 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Aug 2026)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-281-002`

Property Details

APN / Parcel Number

Primary APN	`05-26-281-002`
Alternative APN	`05-05-26-281-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,986 sqft (0.183 acres)
Lot Dimensions	121 ft deep x 66 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-26-281-002
Street Address	415 N STATE ST
City	BELVIDERE
State	IL
Zip	61008-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 W 120.8 FT LT 6 BLK 55 ORIG TOWN 415 N STATE ST
Legal Subdivision	ORIGINAL TOWN/BELVIDERE
Legal Block	55
Legal Lot Number	6
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2008
Census Tract	10102

Owner

Source: Boone County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 N STATE ST, BELVIDERE, IL 61008-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BK&TR NA
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU
Jan 19, 2021	Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	2026
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Aug 4, 2026
Property Address	415 N STATE ST, BELVIDERE, IL 61008-2739
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N STATE ST, BELVIDERE, IL 61008-2739

Mortgage

Date	Aug 4, 2026

Lender

Name	FIRST MID BK&TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.65%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	415 N STATE ST, BELVIDERE, IL 61008-2739
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03941
Date	Jul 7, 2022
Instrument	2022R03941

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 6, 2042

Interest

Rate Type	Fixed Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Jan 19, 2021
Property Address	415 N STATE ST, BELVIDERE, IL 61008-2739
Document Number	2021R00540
Instrument Date	Jan 15, 2021
Instrument	2021R00540
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3356 GUNFLINT TRL, ROCKFORD, IL 61109-3963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 1 2 S STATE ST, BELVIDERE, IL 61008
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R00541
Date	Jan 19, 2021
Instrument	2021R00541

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,900.00 (+15.17%)	$36,421 (+27.62%) Land $3,690 Building $32,731	$109,263 (+27.62%) Land $11,070 Building $98,193
2024		$28,538 (+14.09%) Land $3,690 Building $24,848	$85,614 (+14.09%) Land $11,070 Building $74,544
2022	$2,518.00	$25,014 Land $5,658 Building $19,356	$75,042 Land $16,974 Building $58,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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