415 N River St, Commerce, OK 74339 Property Records

Ottawa County property record for 415 N River St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1953
Lot Size	0.66 acres (28,801 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Sep 2015)
Tax Bill	$160 (2025)
Deeds & Mortgages	Apr 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19958`

Property Details

APN / Parcel Number

Primary APN	`19958`
Alternative APN	`5620-00-008-013-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,801 sqft (0.66 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	19958
Street Address	415 N RIVER ST
City	COMMERCE
State	OK
Zip	74339-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 & N 20' LT 14, BLK 8 COMMERCE OP JE 1011/76
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	COMMERCE O.P.
Legal Block	8
Legal Lot Number	13,14
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3026
Census Tract	574200

Owner

415 N River St is owned and occupied by an individual who acquired it in April 2025.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	415 N RIVER ST, COMMERCE, OK 74339-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2015 · Amount on File
Deed Sale	Sep 9, 2015 · Amount on File
Prior Sale	Feb 11, 2008 · Amount on File
Deed Document Number	20153544
Deed Book / Page	1016 / 640
Last Transfer Date	Apr 1, 2025
Transfer Doc	001229/737
Record Updated	Oct 29, 2026

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Apr 2, 2025
Property Address	415 N RIVER ST, COMMERCE, OK 74339-1511
Document Number	001229/737
Book / Page	1229 / 737
Instrument Date	Apr 1, 2025
Instrument	I-2025-001422
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54850 E 110 RD, MIAMI, OK 74354-6063

Tax Assessment & Valuation

The 2025 property tax bill for 415 N River St was $160 with a homeowner's exemption, up 0.6% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,762 (+4.27%) Land $219 Building $2,543	$24,228 (+4.26%) Land $1,919 Building $22,309
2025	$160.00 (+0.63%) Homeowner's exemption	$2,649 (-8.69%) Land $219 Building $2,430	$23,237 (-8.69%) Land $1,919 Building $21,318
2024	$159.00 (-7.02%) Homeowner's exemption	$2,901 (-) Land $219 Building $2,682	$25,449 (-) Land $1,919 Building $23,530
2023	$171.00 (-1.16%) Homeowner's exemption	$2,901 (-) Land $219 Building $2,682	$25,449 (-) Land $1,919 Building $23,530
2022	$173.00 Homeowner's exemption	$2,901 Land $219 Building $2,682	$25,449 Land $1,919 Building $23,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 N River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: BOLT Fiber, T-Mobile.

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