Kane County property record for 415 N Porter St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,496 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jun 2011) |
| Tax Bill | $5,070 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-462-002 |
| Primary APN | 06-12-462-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,931 sqft |
| Basement Area | 1,435 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 415 N PORTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOAGLANDS ADDN LOT 7 BLOCK 4 |
| Legal Subdivision | HOAGLANDS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 851302 |
415 N Porter St is owned and occupied by an individual who bought it in June 2011.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 N PORTER ST, ELGIN, IL 60120-5261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2011 · Amount on File |
| Deed Sale | Jun 10, 2011 · Amount on File |
| Deed Document Number | 201134491 |
| Prior Transfer Date | Oct 21, 2002 |
| Prior Transfer Doc | 0000161799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 415 N PORTER ST, ELGIN, IL 60120-5261 |
| Document Number | 0000051114 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 415 WN PORTER ST ELGIN IL 60120, ELGIN, IL 60120 |
| Document Number | 0000051114 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 51114 |
| Name | ELEVEN MTG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 7, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 415 N Porter St was $5,070 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,070.00 Homeowner's exemption | $74,464 (+8.57%) Land $13,635 Building $60,829 | $223,481 (+8.57%) Land $40,921 Building $182,560 |
| 2024 | $68,586 Land $12,559 Building $56,027 | $205,840 Land $37,692 Building $168,148 | |
| 2022 | $4,015.00 (+4.91%) Homeowner's exemption | $52,303 (+6.96%) Land $10,346 Building $41,957 | $156,909 (+6.96%) Land $31,038 Building $125,871 |
| 2021 | $3,827.00 Homeowner's exemption | $48,900 Land $9,673 Building $39,227 | $146,700 Land $29,019 Building $117,681 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 N Porter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 415 N Porter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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