Jackson County property record for 415 N Ponca Dr, Independence, MO 64056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,189 sqft · built 1961 |
| Lot Size | 0.23 acres (10,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,660 (Oct 2023) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-820-08-06 |
| Primary APN | 16-820-08-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 1,736 sqft |
| 1st Floor Area | 1,189 sqft |
| Flooring | Carpet |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,026 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 228 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 739746 |
|---|---|
| Street Address | 415 N PONCA DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64056-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAR VIEW HEIGHTS LOT 475 |
| Legal Subdivision | FAR VIEW HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 475 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 11406 |
Source: Jackson County records · APN 16-820-08-06
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 09, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage GERSHMAN MTG |
| Jan 03, 2019 | Quit Claim Deed, Transfer · Line of Credit ATHENE ANNUITY & LIFE CO |
| Sep 28, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANK OF ODESSA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2023 · Amount on Record |
| Deed Sale | Oct 09, 2023 · Amount on Record |
| Prior Sale | May 19, 2005 · Amount on Record |
| Deed Document Number | 202373074 |
| Last Transfer Date | Jun 19, 2025 |
| Transfer Doc | 00E0044923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jun 01, 2026 |
| Property Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Document Number | 00E0040205 |
| Instrument Date | May 21, 2026 |
| Instrument | 202640205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Document Number | 0000040205, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202640205 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 09, 2023 |
| Property Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Document Number | 00E0073074 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023E0073074 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Investor | Possibly a Property Investor |
| Document Number | 00E0073075 |
|---|---|
| Date | Oct 09, 2023 |
| Instrument | 2023E0073075 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Document Number | 0000E15737 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 N PONCA DR INDEPENDENCE MO 640562046, INDEPENDENCE, MO 64056-2046 |
| Document Number | 0000E15737 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 15737E |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jan 03, 2019 |
| Property Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Document Number | 0000E00454 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 454E |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442 |
| Document Number | E00455 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | 455E |
| Name | ATHENE ANNUITY & LIFE CO |
|---|---|
| Address | 2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 28, 2018 |
| Property Address | 415 N PONCA DR, INDEPENDENCE, MO 64056-2046 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 85251E |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2019 |
| Title Company | FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1204 N SIOUX CT INDEPENDENCE MO 640561248, INDEPENDENCE, MO 64056-1248 |
| Document Number | 0000E85251 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 85251E |
| Name | BANK OF ODESSA |
|---|---|
| Type | Bank |
| Address | ODESSA, MO 64076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Fort Osage R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 (+13.89%) | $21,609 (+10.82%) Land $4,661 Building $16,948 | $113,730 (+10.82%) |
| 2024 | $1,548.00 (+0.45%) | ||
| 2023 | $1,541.00 | $19,500 Land $1,879 Building $17,621 | $102,630 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Wisper ISP.
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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