415 N Pine St, Florence, AL 35630 Property Records

Lauderdale County property record for 415 N Pine St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,632 sqft · built 1924
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Apr 2022 Sale Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-10-4-004-011-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-10-4-004-011-000`
Alternative APNs	`050507` `37088` `50507`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	251 ft deep x 95 ft wide
Garage Type	Mixed
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	50507
Street Address	415 N PINE ST
City	FLORENCE
State	AL
Zip	35630-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	95 X 160 .28 AC/C CITY OF FLORENCE PT LOT 363 SEC 10 T3S R11W PB 2 PG 155
Legal Range	11W
Legal Township	03S
Legal Section	10
Legal Subdivision	CITY OF FLORENCE BLOCK 0363
Legal Lot Number	363
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1000
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sannoner Historic District listed 1976 · 22 contributing resources · NRIS 76000336

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 N PINE ST, FLORENCE, AL 35630-4654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022
Deed Sale	Apr 29, 2022
Deed Document Number	0202224094
Deed Book / Page	2022 / 24094
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 29, 2022
Property Address	415 N PINE ST, FLORENCE, AL 35630-4654
Document Number	2022/24094
Book / Page	2022 / 24094
Map Reference	MB 2 PG 155
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N PINE ST, FLORENCE, AL 35630-4654

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	415 N PINE ST, FLORENCE, AL 35630-4654
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/39905
Date	Jun 25, 2021
Book Page	2021/39905

Lender

Name	BBVA USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	415 N PINE ST, FLORENCE, AL 35630-4654
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/24429
Date	Jun 7, 2017
Book Page	2017/24429

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00 (+3.91%) Homeowner's exemption Senior Citizen's exemption	$25,120 (+3.72%)	$250,820 (+3.68%) Land $63,800 Building $187,020
2024	$997.00 (+12.15%) Homeowner's exemption Senior Citizen's exemption	$24,220 (+408.82%) Land $5,300 Building $18,920	$241,920 (+11.75%) Land $52,800 Building $189,120
2023	$889.00 (+12.82%) Homeowner's exemption Senior Citizen's exemption	$4,760 (-75.34%) Land $4,760	$216,480 (+12.17%) Land $47,600 Building $168,880
2022	$788.00 Homeowner's exemption Senior Citizen's exemption	$19,300	$193,000 Land $52,200 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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