415 N Monroe Ave, Arcadia, FL 34266 Property Records

DeSoto County property record for 415 N Monroe Ave, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1940
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2019)
Tax Bill	$2,013 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-37-24-0166-0090-0090`

Property Details

APN / Parcel Number

Primary APN	`25-37-24-0166-0090-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,106 sqft Heated Area
Gross Area	3,604 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Driveway	Driveway
Driveway Area	1,584 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Fence	Fence
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	415 N MONROE AVE
City	ARCADIA
State	FL
Zip	34266-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	GIBSON & SMITHS ADD LOTS 9 & 10 BLK 9 OR 316/616 INST:201914005990
Legal Range	24E
Legal Township	37S
Legal Section	25
Legal Subdivision	SMITHS ADD
Legal Tract	166
Legal Block	9
Legal Lot Number	9,10 10
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	5
Census Block	5015
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Arcadia Historic District listed 1984 · 293 contributing resources · NRIS 84000842

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 N Monroe Ave is owned and occupied by an individual who bought it in September 2019.

Source: DeSoto County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	415 N MONROE AVE, ARCADIA, FL 34266-4125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Deed Document Number	201914005990
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	415 N MONROE AVE, ARCADIA, FL 34266-4125
Document Number	0014005991
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24151 BEATRIX BLVD #117 PORT CHARLOTTE FL 339543832, 117, PORT CHARLOTTE, FL 33954-3832

Mortgage

Document Number	0014005991
Date	Sep 19, 2019
Instrument	14005991

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,334	$213,632 Land $8,000 Building $205,632
2024	$2,013.00 (+36.11%)
2023	$1,479.00 (-24.35%) Homeowner's exemption	$107,333 (-16.75%)	$159,266 (-15.88%) Land $8,000 Building $151,266
2022	$1,955.00 Homeowner's exemption	$128,922	$189,341 Land $8,000 Building $181,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 N Monroe Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20