415 N Main St, Phoenix, OR 97535 Property Records

Jackson County property record for 415 N Main St, Phoenix, OR 97535

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,896 sqft · built 1975
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jul 2022)
Tax Bill	$5,993 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381W09DD5400`

Property Details

APN / Parcel Number

Primary APN	`381W09DD5400`
Alternative APNs	`381W09DD05400` `10010654`

Interior

Building Area	1,896 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Material	Built-Up Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	415 N MAIN ST
City	PHOENIX
State	OR
Zip	97535-9632
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C-C
Legal Range	01W
Legal Township	38S
Legal Section	09
Legal Quarter	4
Legal Subdivision	THE TOWN OF PHOENIX
Legal Block	5
Legal Lot Number	3,4
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	5
Census Block	5005
Census Tract	1602

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 N MAIN ST, PHOENIX, OR 97535-9632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK OF COMMERCE
Jul 29, 2022	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	May 5, 2004 · Amount on Record
Deed Document Number	202223843
Prior Transfer Date	Jun 9, 2016
Prior Transfer Doc	0000025710
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	415 N MAIN ST, PHOENIX, OR 97535-9632
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 GUTHRIE ST, ASHLAND, OR 97520-3021

Mortgage

Document Number	0000004023
Date	Mar 3, 2023
Instrument	2023-004023

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank
Address	ASHLAND, OR 97520

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 2, 2049

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 29, 2022
Property Address	415 N MAIN ST, PHOENIX, OR 97535-9632
Document Number	0000023843
Instrument Date	Jul 26, 2022
Instrument	2022-023843
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 GUTHRIE ST, ASHLAND, OR 97520-3021

Mortgage

Document Number	0000023844
Date	Jul 29, 2022
Instrument	2022-023844

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 29, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Phoenix City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,810 (+3%)	$624,290 (-1%) Land $219,340 Building $404,950
2025	$5,993.00 (+2.44%)	$364,870 (+3%) Land $116,400 Building $248,470	$630,600 (+17.35%) Land $221,560 Building $409,040
2024	$5,850.00 (+9.18%)	$354,250 (+8.94%) Land $113,010 Building $241,240	$537,370 (+30.72%) Land $187,760 Building $349,610
2023	$5,358.00 (+2.72%)	$325,180 (+3%) Land $109,720 Building $215,460	$411,090 (+5%) Land $193,570 Building $217,520
2022	$5,216.00	$315,710 Land $106,520 Building $209,190	$391,510 Land $184,350 Building $207,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 5,900 people · EPA ID OR4100625
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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