415 N Limestone St, Gaffney, SC 29340 Property Records

Cherokee County property record for 415 N Limestone St, Gaffney, SC 29340

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,392 sqft · built 1913
Lot Size0.189 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$659,000 (Apr 2025)
Tax Bill$2,935 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN025910-23-3

Property Details

APN / Parcel Number

Primary APN025910-23-3
Alternative APNs
  • 0990300061000 60444189
  • 099-03-00-061.000
  • 025795223

Interior

Stories2 Stories
Building Area2,392 sqft Total Area

Exterior

Year BuiltBuilt 1913
Exterior MaterialBrick
Lot Area8,276 sqft (0.189 acres)

Location & Zoning

Old Parcel Number0990300061000 60444189
Street Address415 N LIMESTONE ST
CityGAFFNEY
StateSC
Zip29340-3139
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeGF
Legal Description415 N LIMESTONE ST .19 ACRES
Legal SubdivisionCITY/GAFFNEY
Legal TractCD
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group1
Census Block1035
Census Tract970201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gaffney Commercial Historic District
listed 1986 · 42 contributing resources · NRIS 86000602

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cherokee County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address129 E FREDERICK ST, GAFFNEY, SC 29340-2423
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2025Deed, Transfer · Commercial Mortgage
CAROLINA FOOTHILLS FCU
Mar 9, 2018Deed of Trust, Mortgage · Line of Credit
FIRST NAT'I BK/PENNSYLVANIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Deed Document Number2025-2274
Deed Book / Page184 / 301
Record UpdatedJun 8, 2026

April 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHEROKEE SC
Recording DateApr 28, 2025
Property Address415 N LIMESTONE ST, GAFFNEY, SC 29340-3139
Document Number0001840301
Book / Page184 / 301
Instrument DateApr 24, 2025
Instrument2025-2274
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 E FREDERICK ST, GAFFNEY, SC 29340-2423

Mortgage

Document Number0020252275
DateApr 28, 2025
Instrument2025-2275
Lender
NameCAROLINA FOOTHILLS FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address415 N LIMESTONE ST, GAFFNEY, SC 29340-3139
Document Number0001012394
Instrument DateMar 9, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 1/2 N LIMESTONE ST GAFFNEY SC 293403139, GAFFNEY, SC 29340-3139

Mortgage

Document Number0001012394
DateMar 13, 2018
Book Page000101/002394
Instrument1194
Lender
NameFIRST NAT'I BK/PENNSYLVANIA
Address217 N GRANARD ST, GAFFNEY, SC 29341-2343
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,935.00 (+19.99%)$8,500 (-) Land $1,200 Building $7,300$163,000 (+3.82%) Land $22,000 Building $141,000
2023$2,446.00 Homeowner's exemption$8,500 Land $960 Building $7,540$157,000 Land $16,000 Building $141,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

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