415 N Clay St, Delphos, OH 45833 Property Records

Van Wert County property record for 415 N Clay St, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1909
Lot Size	0.162 acres (7,078 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Mar 2025)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2019 Sale & Mortgage
APN	`25-048396.0000`

Property Details

APN / Parcel Number

Primary APN	`25-048396.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	1,128 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,078 sqft (0.162 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Slab
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	415 N CLAY ST
City	DELPHOS
State	OH
Zip	45833-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 122 & 123 N 1/3 EACH DELPHOS CORP
Legal Subdivision	HOWARDS ADDITION
Legal Lot Number	122,123
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2031
Census Tract	20500

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 N CLAY ST, DELPHOS, OH 45833-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Survivorship Deed, Transfer SUPERIOR CU INC
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	2025691
Deed Book / Page	433 / 3552
Record Updated	Sep 20, 2026

April 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	VAN WERT OH
Recording Date	Apr 30, 2020
Property Address	415 N CLAY ST, DELPHOS, OH 45833-1453
Document Number	00415/5112
Book / Page	415 / 5112
Instrument Date	Apr 29, 2020
Instrument	202000001323
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	415 N CLAY ST, DELPHOS, OH 45833-1453

Mortgage

Document Number	202000001324
Date	Apr 30, 2020
Instrument	202000001324

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Feb 4, 2019
Property Address	415 N CLAY ST, DELPHOS, OH 45833-1453
Document Number	00411/4218
Book / Page	411 / 4218
Instrument Date	Feb 4, 2019
Instrument	201900000358
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N CLAY ST, DELPHOS, OH 45833-1453

Mortgage

Document Number	201900000359
Date	Feb 4, 2019
Instrument	201900000359

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (+0.31%) Homeowner's exemption	$45,290 (-) Land $3,090 Building $42,200
2024	$1,274.00 (-3.19%) Homeowner's exemption	$45,290 (-) Land $3,090 Building $42,200	$129,400 (-) Land $8,830 Building $120,570
2023	$1,316.00 (+34.01%) Homeowner's exemption	$45,290 (+42.47%) Land $3,090 Building $42,200	$129,400 (+42.46%) Land $8,830 Building $120,570
2022	$982.00 Homeowner's exemption	$31,790 Land $2,440 Building $29,350
2020			$90,830 Land $6,970 Building $83,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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