415 N 9th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 415 N 9th St, Cambridge, OH 43725

Property Summary

Property Type	Duplex
Details	1 ba · 1,906 sqft
Lot Size	0.106 acres (4,620 sqft)
Owner	Company Name on File
Last Sale	$298,500 (Sep 2021)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-0006301.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006301.000`
Alternative APN	`003573-9`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Shingle
Lot Area	4,620 sqft (0.106 acres)
Lot Dimensions	110 ft deep x 42 ft wide
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003573-9
Street Address	415 N 9TH ST
City	CAMBRIDGE
State	OH
Zip	43725-1805
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	R3 T2 SA03-15 29 MCFARLAND
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	MCFARLAND
Legal Tract	2
Legal Lot Number	29
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3015
Census Tract	977500

Owner

415 N 9th St, a duplex, is owned by a company that bought it in September 2021.

Source: Guernsey County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	116 HOWE AVE SW, NEW PHILADELPHIA, OH 44663-2237
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL COMMUNITY BANK
Sep 13, 2021	Warranty Deed, Transfer · Line of Credit COMMUNITY SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Deed Document Number	20215213
Deed Book / Page	577 / 5130
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Recording Date	Sep 28, 2026
Property Address	415 N 9TH ST, CAMBRIDGE, OH 43725-1805
Document Number	0000005169
Book / Page	614 / 3461
Instrument Date	Sep 23, 2026
Instrument	20265169
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate, 150
Address	116 HOWE AVE SW, NEW PHILADELPHIA, OH 44663-2237

Mortgage

Document Number	0000005169,
Date	Sep 28, 2026
Book Page	614/3461
Instrument	20265169

Lender

Name	FIRST FEDERAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Sep 13, 2021
Property Address	415 N 9TH ST, CAMBRIDGE, OH 43725-1805
Document Number	00577/5130
Book / Page	577 / 5130
Map Reference	MB 9 PG 45&46
Instrument Date	Sep 3, 2021
Instrument	202100005213
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HOWE AVES SW, NEW PHILA, OH 44663
Investor	Possibly a Property Investor

Mortgage

Document Number	202100005214
Date	Sep 13, 2021
Instrument	202100005214

Lender

Name	COMMUNITY SAVINGS
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Mortgage

Document Number	00577/5181
Date	Sep 13, 2021
Book Page	577/5181
Instrument	202100005218

Lender

Name	COMMUNITY SAVINGS
Type	Non-Lending Institution
Address	CALDWELL, OH 43724

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 415 N 9th St was $1,280, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (-1.31%)	$25,420 (-) Land $5,820 Building $19,600
2024	$1,297.00 (+11.52%)	$25,420 (+17.12%) Land $5,820 Building $19,600	$72,630 Land $16,630 Building $56,000
2023	$1,163.00 (+6.4%)	$21,704 (+0.76%) Land $4,970 Building $16,734
2022	$1,093.00	$21,540 Land $4,970 Building $16,570	$61,550 (-0.74%) Land $14,200 Building $47,350
2021			$62,010 Land $14,200 Building $47,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 N 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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