415 N 5th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 415 N 5th St, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Details8,385 sqft · built 1940
Lot Size0.401 acres (17,500 sqft)
Owner2 Owner Names on File
Tax Bill$5,338 (2025)
Flood ZoneZone X (minimal risk)
APN014130A000

Property Details

APN / Parcel Number

Primary APN014130A000
Alternative APN
  • 6-009A-B151-00-0012.0000000

Interior

Stories1 Story
Building Area8,385 sqft Total Area
1st Floor Area8,385 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialConcrete Block
Lot Area17,500 sqft
Lot Dimensions140 ft deep x 125 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number014130A000
Old Parcel Number014130A000
Street Address415 N 5TH ST
CitySAINT CHARLES
StateMO
Zip63301-1855
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAA4
Legal DescriptionPT CITY BLK 151
Legal Range05E
Legal Township47N
Legal SubdivisionPARK CHAS SOUTH 04
Legal Block151
Legal Lot Number12
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1008
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 415 N 5th St acquired it in November 2002.

Source: St. Charles County records, as of March 16, 2026

Owner of Record2 Owner Names on File
Mailing Address65 BRINKERHOFF ST, RIDGEFIELD PARK, NJ 07660-1903

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleNov 5, 2002
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 415 N 5th St was $5,338.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,338.00$79,231$247,599 Land $144,375 Building $103,224
2023$77,005
2022$240,641 Land $144,375 Building $96,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 N 5th St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on N 5th St

Nearby Streets

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