415 N 4th St, Toronto, OH 43964 Property Records

Jefferson County property record for 415 N 4th St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,016 sqft · built 1920
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Apr 2023)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-02481-000`

Property Details

APN / Parcel Number

Primary APN	`19-02481-000`
Alternative APN	`02481`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Other
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	415 N 4TH ST
City	TORONTO
State	OH
Zip	43964-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 FREEMAN 1ST 50X120 MAP-19-05A0-11400
Legal Subdivision	FREEMANS ADDITION
Jurisdiction	JEFFERSON OH
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2025
Census Tract	11200

Owner

415 N 4th St is owned and occupied by an individual who bought it in April 2023.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	415 N 4TH ST, TORONTO, OH 43964-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 13, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Nov 21, 2022	Deed, Transfer RIO VALLEY TITLE, OHIO VALLEY TITLE
Oct 14, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Deed Document Number	2023385279
Deed Book / Page	1518 / 4225
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	415 N 4TH ST, TORONTO, OH 43964-1511
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N 4TH ST, TORONTO, OH 43964-1511

Mortgage

Document Number	01539/2918
Date	Oct 27, 2025
Book Page	1539/2918
Instrument	407117

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78726

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2065

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Apr 13, 2023
Property Address	415 N 4TH ST, TORONTO, OH 43964-1511
Document Number	01518/4225
Book / Page	1518 / 4225
Map Reference	MB 3 PG 4
Instrument Date	Mar 9, 2023
Instrument	385279
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N 4TH ST, TORONTO, OH 43964-1511

Mortgage

Document Number	0000385280
Date	Apr 13, 2023
Instrument	385280

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Nov 21, 2022
Property Address	415 N 4TH ST, TORONTO, OH 43964-1511
Document Number	01515/4699
Book / Page	1515 / 4699
Map Reference	CAB C SL 32
Instrument Date	Nov 21, 2022
Instrument	382016
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CHEROKEE LN, COLUMBIANA, OH 44408-8429

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Oct 14, 2021
Property Address	415 N 4TH ST, TORONTO, OH 43964-1511
Document Number	1503/5237
Book / Page	1503 / 5237
Map Reference	MB 3 PG 4
Instrument Date	Oct 13, 2021
Instrument	370617
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N 4TH ST, TORONTO, OH 43964-1511

Tax Assessment & Valuation

The 2025 property tax bill for 415 N 4th St was $1,292.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Knox Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00	$31,532 (-) Land $3,535 Building $27,997
2024	$1,292.00	$31,532 Land $3,535 Building $27,997	$90,090 Land $10,100 Building $79,990
2022	$1,547.00	$23,167 Land $2,975 Building $20,192
2021			$66,190 Land $8,500 Building $57,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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