Union County property record for 415 N 10th Ave, Elgin, OR 97827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,784 sqft · built 1915 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,135 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Mortgage |
| APN | 01N3915AC 900 |
| Primary APN | 01N3915AC 900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Account Number | 12574 |
|---|---|
| Street Address | 415 N 10TH AVE |
| City | ELGIN |
| State | OR |
| Zip | 97827-9683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EL-R;RESIDENTIAL |
| Legal Lot Number | 900 |
| Jurisdiction | UNION OR |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 970100 |
Source: Union County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 N 10TH AVE, ELGIN, OR 97827-9683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Nov 2, 2023 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2023 |
| Deed Sale | Nov 2, 2023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 415 N 10TH AVE, ELGIN, OR 97827-9683 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 N 10TH AVE, ELGIN, OR 97827-9683 |
| Document Number | 0020253167 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 20253167 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | 4343 N SCOTTSDALE RD STE 100, SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 415 N 10TH AVE, ELGIN, OR 97827-9683 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020232457 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 20232457 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Union County |
| Municipality | Elgin City |
| Unified School District | Elgin School District 23 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,135.00 (+6.11%) | $118,490 (+3%) Land $24,510 Building $93,980 | $239,270 (+14.67%) Land $43,010 Building $196,260 |
| 2023 | $2,012.00 (+2.97%) | $115,040 (+6.08%) Land $23,790 Building $91,250 | $208,660 (+12.24%) Land $40,030 Building $168,630 |
| 2022 | $1,954.00 | $108,450 Land $22,412 Building $86,038 | $185,900 Land $37,970 Building $147,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 74% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN WATER DEPARTMENT serves 1,717 people · EPA ID OR4100273 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber Fixed Wireless · Fiber, DSL in parts of the area | 50 / 10 |
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