415 Moretti Ln, Milpitas, CA 95035 Property Records

Santa Clara County property record for 415 Moretti Ln, Milpitas, CA 95035 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1986
Square Footage1,522 sqft Living Area
Lot Size3,276 sqft (0.075 acres)
OccupancyOwner Occupied
Last Sale$1,180,000 (2023)
Tax Bill$14,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN029-12-086

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,522 sqft Living Area
1st Floor669 sqft 1st Floor
2nd Floor853 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1986
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area3,276 sqft (0.075 acres)
Depth X Width91 ft x 36 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area465 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address415 MORETTI LN
CityMILPITAS
StateCA
Zip95035-4641
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 7908 LOT 5
Legal SubdivisionKENNEDY GLEN
Legal Tract7908
Legal Lot Number5
JurisdictionSANTA CLARA CA
Minor Civil DivisionSAN JOSE
Census Blockgroup1
Census Block1000
Census Tract504412

Owner

Source: Santa Clara County records · APN 029-12-086

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address415 MORETTI LN, MILPITAS, CA 95035-4641
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
ZB NA
Jan 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT CU
Oct 18, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
BIGGS FAMILY REVOCABLE TRUST
Sep 18, 2017Deed of Trust, Mortgage · Line of Credit
CEFCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2023 · Amount on Record
Deed SaleOct 18, 2023 · Amount on Record
Prior SaleJan 05, 2001 · Amount on Record
Deed Doc Number25546309
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address415 MORETTI LN, MILPITAS, CA 95035-4641
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 MORETTI LN, MILPITAS, CA 95035-4641

Mortgage

Document Number0025886766
DateOct 20, 2025
Instrument25886766
Lender
NameZB NA
TypeBank
Address415 E AVENIDA PICO P, SAN CLEMENTE, CA 92672
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2030
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year CMT
Max Rate11.5%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address415 MORETTI LN, MILPITAS, CA 95035-4641
Transaction TypeMortgage
Record UpdatedFeb 07, 2024
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 MORETTI LN, MILPITAS, CA 95035-4641

Mortgage

Document Number0025592165
DateJan 30, 2024
Instrument25592165
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateFeb 01, 2034
Change Frequency10 Years
Min Rate At Change3.12%
Max Rate At Change9.12%
Index10-Year TN
Margin2
Max Rate12.1%

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 18, 2023
Property Address415 MORETTI LN, MILPITAS, CA 95035-4641
Document Number0025546309
Map ReferenceMB 564 PG 1&2
Instrument DateOct 11, 2023
Instrument25546309
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3370 MOUNT LOGAN DR, SAN JOSE, CA 95127-4826

Mortgage

Document Number0025546310
DateOct 18, 2023
Instrument25546310
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address415 MORETTI LN, MILPITAS, CA 95035-4641
Transaction TypeMortgage
Record UpdatedOct 28, 2022
Title CompanyWFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 MORETTI LN, MILPITAS, CA 95035-4641

Mortgage

Document Number0025388921
DateOct 20, 2022
Instrument25388921
Lender
NameBIGGS FAMILY REVOCABLE TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address415 MORETTI LN, MILPITAS, CA 95035-4641
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023755770
DateSep 18, 2017
Instrument23755770
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term276 Months
DueSep 17, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$14,009.00 (+285.07%) Homeowner's exemption$1,203,600 (+313.63%) Land $918,000 Building $285,600
2023$3,638.00 (+0.33%)$290,984 Land $105,513 Building $185,471
2022$3,626.00

Flood & Wildfire

415 Moretti Ln is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Clara County (06085C), updated January 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Moretti Ln

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