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415 Monroe St, Petoskey, MI 49770 Property Records

Emmet County property record for 415 Monroe St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 714 sqft
Lot Size0.16 acres (6,989 sqft)
OwnerIndividual Name on File
Last Sale$134,000 (Sep 2019)
Tax Bill$1,896 (2024)
Deeds & MortgagesSep 2019 Sale & Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN52-19-06-127-098

Property Details

APN / Parcel Number

Primary APN52-19-06-127-098

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area714 sqft Living Area
1st Floor Area714 sqft
Basement Area714 sqft
Unfinished Basement714 sqft

Exterior

Lot Area6,989 sqft (0.16 acres)
Garage Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address415 MONROE ST
CityPETOSKEY
StateMI
Zip49770-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP RM-2
Legal DescriptionEMMET CITY LOT 4 BLK 10 ALSO COM AT SE COR OF SD LOT 4, TH S 5', W 50', N 5' , E 50' TO POB. SECTION 6, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionEMMET CITY
Legal Block10
Legal Lot Number4
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group1
Census Block1015
Census Tract970800

Owner

415 Monroe St is owned and occupied by an individual who bought it in September 2019.

Source: Emmet County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address415 MONROE ST, PETOSKEY, MI 49770-2234
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
CHEMICAL BANK
Aug 15, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2019 · Amount on File
Deed SaleSep 20, 2019 · Amount on File
Prior SaleAug 15, 2018 · Amount on File
Deed Document Number20195168280
Deed Book / Page1215 / 362
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateSep 20, 2019
Property Address415 MONROE ST, PETOSKEY, MI 49770-2234
Document Number1215/362
Book / Page1215 / 362
Instrument DateSep 19, 2019
Instrument5168280
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyTALON GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 HOWARD ST, PETOSKEY, MI 49770-3003
InvestorPossibly a Property Investor

Mortgage

Document Number001215/363
DateSep 20, 2019
Book Page1215/363
Instrument5168281
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateAug 15, 2018
Property Address415 MONROE ST, PETOSKEY, MI 49770-2234
Document Number1205/815
Book / Page1205 / 815
Instrument DateAug 3, 2018
Instrument000005158710
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 BAY VIEW AVE, PETOSKEY, MI 49770-2586

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,800 Land $127,800$255,600 Land $255,600
2024$1,896.00
2023$65,800 Land $65,800$131,600 Land $131,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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